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Borrowing Capacity Calculator

Tell us what you're after to get a rough idea of what your mortgage may look like.

OR

What is your the net income?


What are your combined monthly expenses?

$
$
$

%

Your Estimated Results

Time (in Years)

You could borrow up to

{{borrowingAmount}}

$

Total Amount Payable

{{ totIntAmtPayableBorrow }}

Repayments

{{monthlyRepayment}}  

HashChing’s lowest rate

3.56 %
p.a.
variable rate
3.68 %
p.a.
comparison rate*
Estimated calculation as per your inputs:
  • Loan amount ${{maximumBorrowingAmount}}
  • Loan term {{loanterm}} years
  • Repayment Monthly
estimated installment** ${{newMonthlyRepayment}} /mth
*Comparison rate is based on $150,000 home loan for a term of 25 years.This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. **Assumptions
29,212 Australians trusted HashChing to help them find their home loan!

Did you know that 1 in 2 Australians now prefer using a mortgage broker because brokers can negotiate a better deal on your behalf?

Please fill in the form below and one of our partner brokers will get in touch with you.

*
Enter First Name
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*
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*
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Select Loan Type
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Select Lender
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$
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Credit Representative of Vow Financial Pty Limited ACL No: 390261
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  • loan-dollar-icon
  • {{dealData.interest_rate | number: 2}}%

    p.a. {{dealData.interest_type}} rate

  • {{dealData.comparison_interest_rate | number: 2}}%

    p.a. comparison rate*

New Loan

    Loan to value ratio
    Max {{dealData.loan_to_value_ratio}}%
    Application fee
    {{dealData.application_fees}}
    Ongoing fee
    {{dealData.ongoing_fees}}
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29,212 Australians trusted HashChing to help them find their home loan!

Did you know that 1 in 2 Australians now prefer using a mortgage broker because brokers can negotiate a better deal on your behalf?

Please fill in the form below and one of our partner brokers will get in touch with you.

*
Enter First Name
Must be letters, hyphen or apostrophe
*
Enter Last Name
Must be letters, hyphen or apostrophe
*
Enter valid Post Code
Invalid Post Code
* Enter a valid Email
Enter your valid Email
*
Enter your Mobile No.
Due to too many attempts, this number has been blocked for one day. Enter valid mobile number starting with 0
Invalid Mobile Number
Please verify your number.
Send Again | Change Number
*
Please check your mobile for code.
Verify your code.
Invalid Code
Code Verified!
*
Select Loan Type
*
Select Lender
*
$
Invalid loan amount
Enter valid loan amount
*
Select date from Calendar
*
Select time to contact
Yes
No
Invalid Promo Code
I agree to HashChing's Privacy Policy and Terms of use . Please arrange for a HashChing partner broker to contact me.
This field is required
Credit Representative of Vow Financial Pty Limited ACL No: 390261
x
  • loan-dollar-icon
  • {{dealData.interest_rate | number: 2}}%

    p.a. {{dealData.interest_type}} rate

  • {{dealData.comparison_interest_rate | number: 2}}%

    p.a. comparison rate*

New Loan

    Loan to value ratio
    Max {{dealData.loan_to_value_ratio}}%
    Application fee
    {{dealData.application_fees}}
    Ongoing fee
    {{dealData.ongoing_fees}}