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kevin  w

QLD 4226

May 17, 2018

closed

kevin  w

QLD 4226

May 17, 2018

closed

May 17, 2018

closed

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Catherine

2 months ago

Hi Kevin, Sorry to hear that you haven't been having a great time utilising mortgage brokers in Australia. Could be a variance in what is allowed in Aust as compared to NZ. There are two main industry bodies that all good brokers are members of- either one or the other or both. Please google MFAA and FBAA. They have options where you can look for brokers in your area. Then a call to the broker asking them how long they have been in the industry and what type of loans are they able to manage- might narrow down your list of possible brokers to link up with. You certainly have me intrigued as to your mortgage/business loan needs. You are welcome to click through my profile to get into contact. I am based in NSW- so our meetings will need to be by phone, online, etc. IF you are good with sending things via internet or even post- if things aren't time pressured- then perhaps I can be of assistance for you. Have a great evening.

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Scott

2 months ago

Thanks for the reply Kevin. I agree that the ABC black and white deals are easy to do. If you can expand on your situation here, as you can see from the responses already you should get some feedback from a number of brokers that will offer their thoughts. Hopefully the responses will assist you in finding someone who may assist.

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kevin

2 months ago

Suman - yes i have used a broker before mostly for commercial lending in NZ... my last broker did everything for us from cars to developments and morgages - here? dont think i can put in writing , 99% can only do mom & dad loans with perfect credit that have 50% deposit ... Me i am looking for that 1% broker that knows what is doing

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kevin

2 months ago

Scott, Yip and then some ... Customer reviews are meaning less if they were all ABC black & white lends that a wombat could do

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Michelle

2 months ago

Hi Kevin, I agree with my learned friends here, it is a combination of several things, however, my suggestion is to chat to a couple of brokers then run with your gut instinct after checking their offerings. Feel free to make contact with myself via my profile if you would like to chat about your requirements and what I can offer. Cheers, Michelle.

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Karen

2 months ago

Hi Kevin, I suppose that this question indicates that you may have had a bad experience. It will really depends on what you want to do and how willing the broker is to listen to you and what you are looking for. I would suggest that you click on to our broker profiles and then do some research. It is important that your broker works to build a rapport with you and that they ensure you are really getting what you are looking for. If you want to have a chat please click on to my profile and I can give you a call. Regards Karen

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Ivano

2 months ago

Hi Kevin I'd suggest a quick google search on a broker's bona fides - experience, qualifications, past reviews and finally a face to face. Feel free to click on my profile as I'm open for you to do your background check and due diligence, thanks.

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Vince

2 months ago

Kevin, one of the things that many people do not understand is that Brokers are limited in what products they can offer by their aggregator panel of lenders and by the regulations placed upon the kind of licence they have be that credit Representative of a licence holder or a full ACL holder in their own right, Some large broker brands have a low number of lenders comparatively , on their panel with some being duplicated with white label products and ownership issues and that reduces the effectiveness of their ability to meet more scenario types. Broker also need to get the full picture to make a proper assessment , which some people are reluctant to give at times for whatever reason they might have, and that means a broker may ostensibly believe they have a solution, but when they get more information it has to change to be suitable . I'm sure most of the brokers on this HashChing site would be able to assist, as they do take broker quality into consideration before allowing them to represent the HashChing brand. I feel like you will get the assistance you need right here.

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Chris

2 months ago

Hi Kevin, Look for a broker that has been in the industry for sometime and check out what there customers are saying about them via facebook or the net. As above if you have had a previous experience you should know if the broker your talking with is worth his money. Also you wont honest feedback not someone that is going to lead you down the garden path just to keep you happy as in the end you will be very in happy with the result. Happy to chat if you wont to contact me via my profile. Cheers chris

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Miles

2 months ago

Hi Kevin - Sounds like you have had a bad experience but lending is becoming more difficult with ASIC and ARPA intervention- perhaps you would like to test someone who has had over 20 years of mortgage broking experience and over 1000 home loans in the process. Don't want to blow my trumpet too hard but I do enjoy the challenge of the toughies !!

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Suman

2 months ago

Hi Kevin, If you have used a broker before its easier to compare with new one. If you have never used a mortgage broker before I do recommend to have a catch up with your broker to discuss your needs and any questions that you have. I normally have a casual coffee catch up with my first customers ( as long as client can manage free time) and just discuss their expectations and needs. I hope it helps.

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Scott

2 months ago

Hi Kevin, Sounds like you have had some bad experiences in the past. Perhaps search some of the brokers on here and read the customer reviews. You may find that some brokers have niche areas they work in, if you could expand on your situation a little you may get a better feel for which brokers would suit from their responses.

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