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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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LEZLI

1 month ago

Hi Edward, Are you looking for Variable or Fixed? I've got access to over 40 lenders, and would definitely be able to find what you want. Can do Fixed 2 or 3 years at 2.84% with 100% offset. If interested, please feel free to contact me via my Profile page. Thank you. Lezli

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Jarrod

1 month ago

Hello Edward, We will have multiple options to discuss with you but to be 100% accurate there are some other factors to take into account. For example the value of your home compared to the home loan balance you mention or whether you are looking at a fixed or a variable rate. Feel free to reach out via my profile in the look for a broker portal & we can discuss further. Cheers Jarrod A

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Sally

1 month ago

Are you a broker or a customer

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Sally

1 month ago

Hi Edward, thanks for posting your question. If you want to have the offset facility, the best product would be a variable rate loan. Most of the variable rate loans do not attract an annual fee. We have a product at 3.91% (comparison rate 3.92%) per annum with the offset facility and no annual fee. If you are happy with the rate, please contact us and we could help. Have a nice day

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