5 reasons why you need a mortgage broker

Besides, in a competitive mortgage market, selecting the best deal from the hundreds on offer, could be tricky. But, guess what, engaging a mortgage broker to work by your side is the easiest part of buying a house, and it will make the entire process much smoother for you.

Here’s why you need a mortgage broker:

Thousands of Australians save for years to realise their dream of property ownership. Of course, it is exciting to be a home owner, living the life you always envisaged in the house you always dreamed of. However, in the face of rising house prices, buying a house could be stressful, unless you are guided by aā expert.

• A professional by your side – A good mortgage broker will guide you throughout the home buying process, from filing your application to compiling the paperwork to applying for any applicable State grants, your broker would help you through each step.

• Best-fit loans for every situation – Being industry experts, brokers know which lenders are more likely to lend to you in specific situations. For example, if you are looking for low-doc loans or no-deposit loans, a mortgage broker could be indispensable on your quest.

• More choice, more savings – Brokers offer you a wide range of home loan products from various banks and non-bank lenders, helping you save money and increase your chances of approval.

• Get your home loan sooner – Not only do brokers help lodge your home loan application in a timely and proper manner, but they are also well-acquainted with most lenders, speeding up your application in most cases. Besides, they do all the legwork for you, making it a breeze to purāchase a home.

• It’s free – Except in very complex cases, broker services are FREE. Yes, brokers do not charge you anything but allow you to benefit from their experience and relationships in the industry, at no cost to you.

According to MFAA, more than half of the borrowers in Australia choose to process their home loans through mortgage brokers. You would agree that getting the right mortgage can save you tons over the life of your loan and a mortgage broker could point you in the right direction, making it easier than ever to finance your home. If you plan to buy a home or refinance an existing home loan, get in touch with a HashChing mortgage broker here.

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About HashChing

HashChing is a borrower-friendly online mortgage marketplace, a first of its kind in Australia. Powered by sophisticated algorithms, it is a tech platform that enables borrowers to access and compare broker pre-negotiated mortgage rates from over 60 lenders across Australia. Besides, HashChing offers on-demand broker services wherein you can choose from verified mortgage brokers in your area, connect with them and discuss your requirement from the comfort of your favourite screen. Recognised for changing the landscape of the mortgage industry across Australia, HashChing continues to innovate, helping Australians realise their foremost dream of buying a home.