Hashching Terms & Conditions - Terms of Use


Contractual Terms of Use of the hashching.com.au platform.

These terms of use and our Privacy Policy form the basis on which you may access and use our platform, including its websites, any subdomains of those websites, mobile sites and apps (together called “our platform” in these terms).  

We reserve the right to change any or all of our terms of use or other conditions for using our platform at any time by publishing the new terms or conditions on our website. Your use of our platform constitutes your acceptance of those terms. Should you object to any of our terms of use or other notices on our platform, your sole option is to immediately cease your use of our platform.

We do not warrant that content, links, or subdomains contained on, or associated with our website will be available and accessible to you at all times. We may change the path or location of a link or sub-domain, or redirect content contained within a link or subdomain on our website at any time without prior notice to you. We do not warrant that any links that you forward will remain constant at the time that you forward or share them, as they are subject to change at any time without notice to you.

Information on our platform and in any hashching.com.au publication should not be regarded as a substitute for professional legal, financial or real estate advice.

Hashching Ltd (Hashching) is responsible for maintaining our platform and all hashching.com.au publications make no warranty as to the accuracy or reliability of the information contained therein (including, but not limited to, any content or information generated on our platform by or on behalf of Hashching, and any Third Party Content on our website) and Hashching and its related entities, directors, officers and agents disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from our platform or publications.

Restrictions on use of websites

In accessing or using our platform you agree that you will not:

  (a)  use any automated device, software, process or means to access, retrieve, scrape, or index our platform or any content on our website; 

  (b)  use any device, software, process or means to interfere or attempt to interfere with the proper working on our website; 

  (c)  undertake any action that will impose a burden or make excessive traffic demands on our infrastructure that we deem, in our sole discretion to be unreasonable or disproportionate site usage; 

  (d)  use or index any content or data on our platform for purposes of;

          (i) competing with us in any manner that we have not specifically authorised;

  (e)  transmit spam, chain letters, contests, junk email, surveys, or other mass messaging, whether commercial in nature or not; 

  (f)  use our platform or any content from our platform in any manner which is, in our sole discretion, not reasonable and/or not for the purpose which it is made available; 

  (g)  violate the rights of any person, including copyright, trade secret, privacy right, or any other intellectual property or proprietary right; 

  (h)  pose as any person or entity or attempt to solicit money, passwords or personal information from any person; 

  (i)  act in violation of any Term of Use or other condition posed by us or any applicable law;

  (j)  reproduce, republish, retransmit, modify, adapt, distribute, translate, create derivative works or adaptations of, publicly display, sell, trade, or in any way exploit our platform or any content on our website, except as expressly authorised by us; or 

  (k)  transmit or attempt to transmit any computer viruses, worms, defects, Trojan horses or other items of a destructive nature.

We reserve the right to exercise whatever means we deem necessary to prevent unauthorised access to or use of our website, including, but not limited to, instituting technological barriers, or reporting your conduct to any person or entity.


The subject matter on and accessible from our platform and publications is copyright. Apart from fair dealing permitted by the Copyright Act 1968, Hashching grants visitors to the site permission to download copyright material only for private and non-commercial purposes. For reproduction or use of hashching.com.au copyright material beyond such use, written permission must be obtained directly from Hashching or the relevant copyright owner. If given, permission will be subject to the requirement that the copyright owner’s name and interest in the material be acknowledged when the material is reproduced or quoted, in whole or in part.

Third-party links and advertising

Our platform often includes advertisements, hyperlinks and pointers to websites operated by third parties. Links to third-party websites include, without limitation, links to our platform of some of our mortgage broker or product partner customers. Those third-party websites do not form part of our platform and are not under the control of or the responsibility of Hashching. When you link to those websites you leave our platform and do so entirely at your own risk. Hashching and its related entities make no warranty as to the accuracy or reliability of the information contained on any third-party websites, and Hashching and its related entities, directors, officers and agents disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by you through relying on anything contained on or omitted from such third party websites. A display of advertising does not imply an endorsement or recommendation by Hashching.


In this section ‘Contributions’, means information including data, text, video, still images, audio or other material that Hashching has permitted you to host, share, publish, post, store or upload on our platform as permitted under these terms. 

Hashching may at any time, without liability to you, remove, alter or disable access to any or all of your Contributions in its sole discretion without prior notice to you. Without limiting the previous sentence, Hashching may remove or disable access to any or all of your Contributions if it considers that:

  (a)  those Contributions are in breach of any law or regulation; 

  (b)  those Contributions infringe the intellectual property rights of any third party; 

  (c)  it is required to do so by a regulatory body or any relevant authority pursuant to an interim or final take-down notice; 

  (d)  those Contributions are:

          (i) misleading or deceptive; 

          (ii) inappropriate having regard to the purpose of our platform; 

          (iii) likely to cause offence; 

          (iv) materially incorrect; 

          (v) obscene; 

          (vi) defamatory; 

          (vii) otherwise unlawful; or 

          (viii) corrupted, due to the presence of a virus or other disabling code.

You retain all of your ownership rights in your Contributions. Hashching is under no obligation to treat your Contributions as proprietary information.

To the extent that any Contributions are proprietary in nature, you grant Hashching a worldwide, nonexclusive, royalty-free, perpetual, transferable and irrevocable licence to use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and display and publicly perform your Contributions throughout the world in any medium, whether currently in existence or not. You also grant each user of our platform a nonexclusive licence to use, reproduce, adapt, translate, distribute, prepare derivative works of, display and perform your Contributions as permitted by Hashching and these terms.

You grant Hashching, in respect of Contributions to its website the right to use your name or the name you submit with the Contribution, and, the right to represent and warrant that:

  (a)  you own and control all of the rights to the Contributions; or 

  (b)  you have the lawful right including all necessary licences, rights, consents, and permissions to use and authorise Hashching to display the Contributions.

For any Contributions that you may retain moral rights in, you declare that:

  (a)  you do not require that any personally identifying information be used in connection with the Contribution, or any derivative work, upgrade or update of the Contribution; and

  (b)  You understand that when accessing our platform, you may be exposed to the Contributions of other users of our platform. You acknowledge and agree that Hashching does not have control of and is not responsible for these other Contributions. You release Hashching from any claims that you could assert against Hashching relating to or in connection with these other Contributions.

You represent and warrant that:

  (a)  you have the lawful right including all necessary licences, rights, consents, and permissions to use and authorise Hashching to display your Contributions; and 

  (b)  you will not make any Contributions that:

          (i)  infringe the intellectual property rights of any third party, and you agree to pay all royalties, fees or other monies payable by reason of any Contributions made by you; 

          (ii)     are misleading or deceptive; 

          (iii)    are materially incorrect; 

          (iv)    are likely to cause offence; 

          (v)     directly or indirectly involve the advertising or marketing of any products or services; 

          (vi)    are obscene, including pornographic, hateful, racially or ethnically offensive material; 

          (vii)   are defamatory; 

          (viii)  are otherwise unlawful or encourage unlawful conduct; or 

          (ix)   are otherwise inappropriate having regard to the purpose of our platform.

Third-Party Content

Our platform contains content provided to Hashching by other parties (Third Party Content). Hashching does not have a practice of monitoring or making inquiries about Third Party Content. Hashching is not responsible for, does not endorse and makes no representations either expressly or impliedly concerning Third Party Content. Third Party Content does not represent the views of Hashching. You rely on Third Party Content completely at your own risk. 

Platform providers

Our apps are provided subject to the platform or software provider’s terms.

(a) Apple

If you download one of our apps through the app store, you acknowledge that these terms incorporate an end-user licence agreement between you and Hashching.  The end user licence agreement is between us and you – it is not an agreement between Apple Inc. (Apple) and you. 

We grant you a non-transferable licence to use the app on any iPhone or iPad that you own or control.  You must comply with the Usage Rules in the App Store Terms. 

You acknowledge that:

  • Hashching (not Apple) is solely responsible for the app and its contents; and
  • Apple is not required to provide maintenance or support services for the app.

If the app fails to comply with a warranty (if any), you may notify Apple and Apple will refund the app purchase price to you.  To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app.  Any other claims, losses, liabilities, damages, costs or expenses attributable to a warranty failure (if any) is our responsibility.

We are (and Apple is not) responsible for:

  • addressing any claims by you or any third party relating to the app or your possession or use of the app, including (but not limited to): (i) product liability claims; (ii) failure of the app to conform to any applicable legal or regulatory requirement; and (iii) claims under consumer protection or similar legislation; and
  • investigating, defending, settling and discharging any third party claim that the app or your possession or use of the app infringes that third party’s intellectual property rights.

 If you have any questions, complaints or claims you can contact us at customercare@hashching.com.au 

You acknowledge and agree that Apple and its subsidiaries are third-party beneficiaries of this end user licence agreement and that, your acceptance of these terms (and this end user licence agreement), gives Apple (and you accept that Apple has) the right to enforce the end user licence agreement against you as a third party beneficiary of the agreement.

(b) Android

Apps accessible via Android devices include software from The Android Open Source Project Copyright (c) 2005-2008, The Android Open Source Project. Licensed under the Apache License, Version 2.0 (the “License”); you may not use this file except in compliance with the License.  Unless required by applicable law or agreed to in writing, software distributed under the License is distributed on an “as is” basis, without warranties or conditions of any kind, either express or implied. See the License for the specific language governing permissions and limitations under the License.

(c) Google Maps

Your use of Google Maps is subject to the Google Maps Terms of Service and Google Privacy Policy

Property Reports

If you request a property or suburb report (Property Report) via our platform, you consent to the use of your email address for the purposes described in our Privacy Policy. Property Reports are of a general nature only, based on historical data and will not take into account the potential impact of external factors (such as changes in the economy, future planned infrastructure, regulation, environment or the property market) which may affect the value of the property. Property Reports should not be regarded as advice or relied upon by you or any other person and we recommend that you seek professional advice before making any property decisions.  In providing a Property Report, we do not act as an agent for you or any professional involved in preparation of the report. For the avoidance of doubt, indicated sections of Property Reports and sections provided by other professionals (including any price estimate) are deemed to be Third Party Content for the purposes of the section immediately above.

Editorial content

Any editorial content or articles on our site are of a general nature only and do not consider your personal objectives, financial situation or particular needs. Editorial content should not be regarded as advice or relied upon by you or any other person and we recommend that you seek professional advice before acting on the content. For the avoidance of doubt, editorial content provided by third-party authors that are not employed by us is deemed to be Third Party Content for the purposes of the section above. 

Further warranties

You represent and warrant that:

  (a)  your use of our platform will comply at all times with these terms and any directions we make to you in relation to your use of our platform from time to time; 

  (b)  you will make sure that you keep your username and password by which you access Hashching confidential and secure at all times; and

  (c)  you accept all liability for any unauthorised use of any username and password issued except for unauthorised use resulting from any negligent act or omission legally attributable to Hashching


You agree to indemnify and hold Hashching and its affiliates (and their officers, agents, partners and employees) harmless against any and all loss, liability, claim or demand (including reasonable attorneys’ fees) arising out of, or in connection with your use of and access to our platform or making Contributions not in accordance with these terms.

Policy for linking to our website

You may only link to content on our platform if we consent.  If we do allow you to link to our platform, it is on the condition that you do not:

  (a)  attribute a link to Hashching content as being a link to your own or someone else’s content (for example, use your own logo to link to our content);

  (b)  attribute a link to our site and then link somewhere else;

  (c)  frame our content in such a way as to present it as your own or as belonging to anyone other than us or our licensors; or

We reserve the right to require that you do not link to our content and we may exercise this right by giving notice to you. We reserve complete discretion in relation to our exercise of this right, which may be due to the matters or circumstances above, or any other matter or circumstance we consider is reasonable.

Limitation of liability

Certain rights and remedies may be available under the Competition and Consumer Act 2010 (Cth) and similar legislation of other States or Territories and may not be permitted to be excluded, restricted or modified. Apart from those that cannot be excluded. To the extent permitted by law, our liability for breach of any implied warranty or condition that cannot be excluded is restricted, at our option to: the re-supply of services or payment of the cost of re-supply of services; or the replacement or repair of goods or payment of the cost of replacement or repair.

In no event shall Hashching be liable to you or any third party for any indirect, consequential, exemplary, incidental, special or punitive damages, including lost profit, loss of revenue, loss of goodwill, loss of customers, loss of capital, downtime costs, loss of profit, loss of or damage to reputation, loss under or in relation to any other contract, loss of data, loss of use of data, loss of anticipated savings or benefits suffered or incurred by or awarded against you under or in any way connected with this agreement or the websites. Notwithstanding anything to the contrary herein, the aggregate liability of Hashching Ltd and its related entities to you for any cause of action whatsoever and regardless of the form of the action, will at all times be limited to $50.00.


Your use of our platform, these terms, our Privacy Policy and all of our legal terms and notices will be governed by and construed in accordance with the laws of NSW, Australia and by using our platform you irrevocably and unconditionally submit to the jurisdiction of the courts of that State.

Last update July 2022