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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Comparison Rate Calculator

The comparison rate is a rate that all lenders are now mandated by law to disclose, to give a better idea of the true cost of the loan.

Complete the Comparison Rate Calculator below to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and feed and expresses all these costs in one rate.

*All comparison rates are based on $150,000 home loan for a term of 25 years. Fees and charges are payable. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparision rate.

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can buy sooner.
  • 2.94% p.a. fixed
  • 3.66% p.a. comparison rate*
  • Fixed rate home loan deal from 2.94% p.a.
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Lump Sum Calculator

The Lump Sum Payment Calculator shows what will be the effect on your loan if you pay off a lump sum. You could save on interest and pay off your loan sooner.

Your next step

Book a free consultation and learn how you
can buy sooner.

Related
Blog Articles

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What is a comparison rate and how it is calculated?

The overall comparison rate takes into account the fees and charges applicable on the loan in addition to the interest rate, expressed as a percentage to reveal the true cost of the loan. If you base your mortgage comparison only on interest rates, you may end up paying much more than you thought. Read more.

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Tips to compare home loan offers to get best deals

As you scrounge and save throughout the working years to purchase your precious abode, did you know that giving some extra thought to your home loan could help you make significant savings while shaving the years off your home loan? Read more.

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Looking beyond the comparison rate

Going by conventional wisdom, the best way to choose a home loan is by comparing rates on various home loan products. However, merely comparing interest rates could be misleading. Read more.

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