Lump Sum Calculator

What will be the effect on your home loan if you pay off a lump sum? How much interest could you save and how sooner could you pay off your loan through lump sum payments?

Use the Lump Sum Calculator below to get your estimates.

*All comparison rates are based on $150,000 home loan for a term of 25 years. Fees and charges are payable. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparision rate.

Comparison Rate Calculator

The Home Loan Comparison Rate Calculator reflects the total annual cost to a borrower of a loan. It wraps up interest payments, fees and expresses these costs in one rate.

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Simple hacks to pay down your mortgage in 10 years

‘Owning’ a home is a priority for many Australians. But, do you really want to wait for 25 years to own your home? Or, would you rather pay off the mortgage quickly and live debt-free in the golden years of your life? Read more.

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Can I pay my home loan sooner and how it is going to impact my finances?

There is a short cut to financial freedom, which lies in understanding how your loan accumulates interest and how you could pay it off sooner. Here’s a cheat sheet to being debt free sooner. Read more.

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How to pay off your mortgage faster

With financial discipline and simple hacks, you could beat your mortgage by paying it off quickly, without feeling the pinch in your pocket. Here are six steps that will help you achieve your goal. Read more.

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