Posted by HashChing on Mar 28, 2018 10:43:01 AM
Have you ever wondered how much your monthly repayments would shrink if your home loan interest rate is cut by half a percent? Let us tell you that you can save over $150 each month on a $500,000 mortgage with a 30-year term when you switch to a rate of 4.50 percent from 5.00 percent per annum. Over the full term, you could save an astronomical amount of over $54,000!
Is your home loan rate competitive?
It is possible that the best home loan deal you subscribed to a few years back is not as competitive anymore. According to stats, since July 2017, the average home loan interest rate in Australia has remained over 5.00 percent per annum. However, if you are paying anything close to the lender advertised rates in the market, you are potentially overpaying thousands of dollars on your mortgage.
Yes, you’d be pleasantly surprised to know that mortgage comparison sites such as HashChing are offering home loans starting as low as 3.56 percent per annum, leading to significant savings for your pocket.
Since its inception in 2015, HashChing has helped consumers across Australia score considerable savings on their home loans. The platform enables you to compare hundreds of home loan deals from over 60 lenders across Australia to find one that best fits your financial requirements. What is even better is that HashChing offers broker pre-negotiated rates to customers, which could be as much as one percent lower than lender advertised rates available on other comparison websites.
In addition to comparing home loan rates, borrowers can connect with verified mortgage brokers on HashChing by posting their queries online, free of cost. They can also browse the broker database on the website to find a verified mortgage broker in their area who speaks their language!
Getting started is as easy as 1,2,3…
Using HashChing is simple and obligation free. All you need to do is visit the HashChing website and click on the Home Loan Deals section to start comparing home loans. The page prompts you to choose whether you are looking for a fresh home loan deal or a refinancing deal to match you with the right home loan product. A few more questions such as the type of property, how much you’d like to borrow, any credit issues, etc. follow to filter the home loan deals according to your requirements.
Once the home loan deals are displayed, you can compare up to three deals at a time in a single window. After you choose a deal, all you need to do is complete a quick contact form to have a broker call you at a pre-arranged time.
Don’t worry; you don’t have to prepare any lengthy paperwork. Your HashChing mortgage broker will complete your paperwork and negotiate the loan terms on your behalf, saving you precious time and money.
With HashChing, choosing a home loan is not complex anymore. Both homeowners and buyers can benefit from the service, which is entirely free, by finding competitive fresh and refinancing deals as well as expert guidance online.
Join the ranks of the savvy home borrowers who are saving large amounts of money using HashChing by visiting hashching.com.au. You can also ‘Ask a Broker’ to answer your home loan queries online in a transparent manner at no cost at all.
36,000+ Australians have trusted HashChing to help them find their home loan and scored significant savings in the process! What are you waiting for?
Get Started And Unlock Low Rates Today
HashChing is a borrower-friendly online mortgage marketplace, a first of its kind in Australia. Powered by sophisticated algorithms, it is a tech platform that enables borrowers to access and compare broker pre-negotiated mortgage rates from over 60 lenders across Australia. Besides, HashChing offers on-demand broker services wherein you can choose from verified mortgage brokers in your area, connect with them and discuss your requirement from the comfort of your favourite screen. Recognised for changing the landscape of the mortgage industry across Australia, HashChing continues to innovate, helping Australians realise their foremost dream of buying a home.
Unlock special rates that are not advertised anywhere else. It’s FREE to use with no obligations.