HashChing home loans

About us

HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Loan Calculator

Deal info

4.05% p.afixed rate5.34% p.aComparison rate*
Max 80 %Loan to Value ratio
$0Application Fee
$395 Annual feeOngoing Fee
$2653Monthly Repayments#
  • Fixed rate deal for 2 years from Big 4 Bank with rate lock option
  • Investment home loan allowed with P&I repayments only. Min loan $150,000
  • Redraw available at no extra cost up to a maximum total of $30,000
  • Extra repayments up to a total of $30,000 on new loans with repayment holiday

What is a comparison rate?

A comparison rate is a tool to help consumers identify the true cost of a loan. It factors in the interest rate, fees and charges and displays a single percentage rate that can be used to compare various loans from different lenders.

Why we don’t show the lender

Our highly experienced partner mortgage brokers negotiate a better deal from lenders directly and lenders don't want their deals to be advertised openly. Speak to our broker and they will disclose the lender to you. Don't worry, our partner brokers have plenty more deals from other lenders and they will source a better deal most suited to your needs at no cost to you.

Why we have better rates ?

We have 2000+ brokers in our network. They know the ins and out of the market and can get the best deals out-there. They negotiate for you and will get you unbeatable rates.

Why HashChing?


Borrowers helped


Certified Brokers


Average years of

4.8 out of 5

Average rating by
real customers

*All comparison rates are based on $150,000 home loan for a term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Monthly repayment has been calculated based on $500,000 loan amount over 25 years of loan term with Principal & Interest repayment.

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