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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Ashley

1 year ago

Hi Alen, As a SMSF loan specialist with over 22 years experience I can offer you great advise in this regard. Not all lenders are created equal. For example Macquarie Bank will not do off the plan for SMSF but other lenders. One of the biggest issues I have found recently are low valuations for properties bought off the plan around Brisbane (for example). How do we manage this situation is a question you should be asking? This is a niche area and needs a high degree of knowledge to navigate this for you. Feel free to touch base with me so we can research all your options. Cheers.

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LEZLI

1 year ago

Yes there are Alen. Please feel free to contact me via my Profile page and I can help you. Look forward to hearing from you. Kindest regards. Lezli

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Tracy

1 year ago

Hi Alen Thank you for your inquiry. I do have a lender on my panel that will consider financing for a off the plan purchase in a SMSF. the policy will consider lending to a 70% Loan to value ratio. Please contact me if you require any further information. I hope you have a great day.

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Alen

1 year ago

ok thanks

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DEBRA

1 year ago

Thanks Alen. I will give the relevant lenders a call and get back to you. If you click on my name and picture and contact me through there I can send you the best options to your email and call you to discuss and answer any questions. Thanks Deb

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Alen

1 year ago

Ok, thanks. Property value is $625,000 and it is in Kingscliff NSW 2487. Super balance is $365,000 and yearly employer contributions are $14,500. Construction should start in few months and it should be finished in about 18 months.

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DEBRA

1 year ago

Good morning Alen. Thank you for your question and yes there are some lenders who lend for off-plan apartments however the amount of loan to the value of the property may vary dependent on postcode, size of apartment etc. But generally if the postcode is conducive to the lenders policy the maximum SMSF residential loan may be up to 80%. Feel free to contact me through my profile page on HashChing if you would like me to investigate possible options for you. Have a great day.

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