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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Jo  M

VIC 3028

Nov 13, 2018

Jo  M

VIC 3028

Nov 13, 2018

Nov 13, 2018

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Tamara

1 year ago

Hi Jo, thank you for your enquiry. That's a great question and the good news is that if the income is strong, the chances of obtaining a loan without a guarantor are very high! Guarantors are great for when you don't have a strong deposit. If you would like to chat more, please feel free to contact me. I service Australia wide! Kind Regards, Tamara Ives - Home Loan Specialist

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Evelyn

1 year ago

Hi Jo, great question. Being single does not mean you cannot secure a decent loan, as the others have pointed out. However, we will need to consider your income and expenditure primarily, given the guarantor loan helps with additional security (if you do not have a large enough deposit). I am based in Williamstown if you would like to have a chat over the phone or in person. All the best! Evelyn

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David

1 year ago

Hi Jo, As mentioned by everyone else, there are a number of factors that will influence your ability to secure a decent home loan. I am happy to have a chat with you to work out what options you may have and which will suit you best. Enjoy your evening & feel free to contact me through my profile if you would like my assistance.

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Chris

1 year ago

HI Jo, Most loans are based on your personal income, the guarantor is there to provide additional security in case someone doesn't have a large deposit (the guarantors property is used in addition to the one being bought). If in doubt feel free to call and we can work out what your options are. Regards Chris

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Cristian

1 year ago

Hi Jo, Lee is correct, being a single applicant won't necessarily hurt your chances of securing a decent loan. There are lots of great brokers on the Hashching platform who are more than capable of determining your borrowing power. If you'd like to find out more info please don't hesitate to reach out to one of us, Cristian

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LEE

1 year ago

Hi Jo. Being single shouldn’t mean you aren’t able to access a decent loan. Obviously will depend on income and a few other factors but happy to have a no obligation chat today to discuss, if you want :) Check out my profile and get in touch! Lee

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