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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Michael

3 years ago

Hi Kevin, have you considered the range of first home owners grants currently available? These can help to boost your deposit. Please contact me if you would like to know more.

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Matt

3 years ago

Hi Kevin - Do you have any parents that may be able to go as guarantor for you?

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kelvin

3 years ago

No unfortunately - There are 2 parts to lending : Equity and Servicing. Equity = $320k at 97% lending OO would require $30,666 for a property in NSW. There are ways to get the "genuine savings" but the servicing also needs to be reviewed. If the property was Investment we would require $37,066 deposit (and we can use the rent for serving)Lets assume you can get the deposit by paying over time for it - a broker would need to know your income and the rent return (be that for capital growth or return). Happy to help with more information

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Joshua

3 years ago

Hi Kevin, just a couple questions before I'm able to say 100%.Are you buying new or existing? Will this be your first home? Which state are you buying in? Thanks, Josh

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