

Hi Luke I can help you with the purchase of your home without the deposit. I would of course have to verify your income and employment details regardless of whether you are self employed or employee and the relationship to the person giving you the deposit. If you click on my profile you can request to be contacted we can have a quick chat to discuss your requirements further. Regards Neeliya


Hi Luke, you would need to go through the standard checks in regards to how you earn your income - employed verses self-employed & meet the lender's servicing requirements. As long as the guarantor's property meets with the security requirements of the lender, then it is definitely possible. Several lenders will let you borrow 100% of the costs of the purchase plus reasonable costs (government fees, legals etc). The guarantors would need to be a family member & they would need to seek independant legal advice as part of the process to ensure they understand the implications moving forward. I would be glad to have a further chat with you as I work with the clients within your local area. I can be contacted via my Hashching profile. Good Luck Allan

Hi Luke, it looks like your circumstance would suit a guarantor loan. A couple of things to look at are: who the guarantor is (e.g. immediate family), and your personal serviceability/borrowing capacity. Do you already have a property in mind? Happy to have a chat either via phone or face to face. I am located in Williamstown, so happy to come to you. Kind Regards, Evelyn.


Hi Luke. Short answer is yep, most likely. Will depend if the guarantor is immediate family (eg what is their relationship with you) and we will also need to check some of your more personal/sensitive info via a phone chat. Look forward to discussing this with you in easy to follow language, over the phone when you're ready. Please contact me via my profile


Hey Luke, It would depend on a few things such as what their outgoings and circumstances are but it is definitely possible. It will also depend on your circumstances as well. I would suggest you click on a profile and use the contact broker button to give your details directly to a broker as this will need a very individual chat to make it specific to you.

Jo
Hi Luke, there are a number of things that we would need to discuss in relation to this loan so feel free to contact me and we can proceed from there. Kindest regards JO