

Thank you so much everyone. I was surprised to see my home may just be possible after all. I've done a credit check about two weeks ago but haven't had a reply yet. The houses here go fast and I've missed out on so many. There's one I'd love now but I need to move fast. I'll be in touch tomorrow on my day off. THANKYOU one and all.

Hi Susan, I'd be pleased to answer all your questions straight away and regarding finding the $2k debt we can arrange for you to view your credit file for free also there are a number of first home owner special interest rate deals going at the moment. I'm based in Caloundra and would be happy to make an appointment to meet at a time and place that suits you, just click on my profile and request a contact. I look forward to speaking with you soon. Kind Regards, Angelo

Hi Susan, I hope you are well. We can organise a credit check for you free of charge to ascertain if you do have an issue on your credit file. This will give us the best chance of securing finance for you to purchase your new home. A bit of hand holding during the process always helps. Please click on my profile and contact me if you would like to discuss further. Thank you Tracy


Hi Susan, Thanks for your question. The small debt may not be a problem for you when you apply for a loan but you do need to know who it is with. I suggest requesting a copy of your credit file from Equifax. You are entitled to this for free although it will take up to 10 days to be sent to you. Alternatively you can subscribe with them, for a small fee and they will email it to you immediately. Once you have this we could talk further about how to pay this off and making an application for a home loan. To work out how much you could borrow, we would need further information, but I suggest you have a copy of your credit file first. My contact details are in my profile. Regards, Bernie

LEZLI
Hi Susan, If you both have clean credit - I've got a lender with special rates for FHOs - upto 98% LVR including LMI. 3.69% fixed for 2 years, 100% offset. Please feel free to contact me via my Profile page & I will help you. I can also help you, if you do have a default - I'm doing that right now with 'current bankrupt' and Part 9 applicants. So that's no problem as I enjoy helping people in any circumstance and getting them back on their feet. Look forward to hearing from you. Kindest regards. Lezli