Good morning. We are trying to buy our first home and both have full time jobs. Mine I've been there 11 years and my son 18 months. We own all our cars out right. No credit cards but I have a small 2,000 debt I can't find who it's with to pay it out. Will this effect my loan. ? I have a 60-70,000 deposit and the home we want is $390000. We pay $450 a week rent and have never had a fault. Regards Susan ,    Susan F

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