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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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LEZLI

1 year ago

Hi Garry, rate depends on the LVR - higher the LVR - the higher rate. Also depends on whether the loan is Full Doc or Low Doc. Feel free to contact me via my Profile page. Lezli

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Suman

1 year ago

Hi Garry, 3.98% maximum, minimum 3.79% fixed 2 years. Depending on overall situation, I might be able to negotiate further discount. Contact me through my profile for further information.

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David

1 year ago

Hi Garry. Some great information already given to you from my colleagues. I would suggest contacting a HashChing Broker near you and sit down with them to discuss in a bit more detail. All the best.

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Alex

1 year ago

Hi Garry, feel free to contact me via my profile and we can have a more detailed discussion about your options/situation. Thanks, Alex.

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Garry

1 year ago

Hi Alex was thinking of just going interest only and yes we have enough equity in the properties not to need MLI

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Alex

1 year ago

Hi Garry, thanks for your question. Unfortunately, it's not as simple as advising you a single rate. There are so many variables at play, including but not limited to: the total size of the debt, the loan to value ratio (LVR), the repayment type (interest only or principal and interest), the location and type of the properties, and most importantly your household income, liabilities and expenditures. for example, Bank A might offer 3.79%, but you may not qualify with that lender. You'd need to talk to a broker who can run an assessment on your entire situation and then work out the best loan options for you. There are plenty of great brokers on here, so have a look around and make an enquiry. Thanks, Alex

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