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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Matthew

2 years ago

Hi Peggy, depending on your loan to value ratio we have options from 3.74% p.a. We are based in the Brisbane CBD but we can come to you for a personal discussion about your goals and what you are trying to achieve to work out a plan for you. Click on my profile to get in touch. I hope to be able help.

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LEZLI

2 years ago

Hi Peggy, Don.t think you'd better than 3.88% with no upfront fees or drawdown fees. It is only available till tomorrow. If you like this contact me via my Profile page. Look forward to hearing from you. thank you

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LEZLI

2 years ago

Hi, I can offer you 3.88% owner occupied, NO FEES upfront or ongoing, 1 redraw per month & no offset. This is a SPECIAL for this week only. If you like this, click on my Profile page and I'll get for you. Look forward to hearing from you. Thank you.

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Peter

2 years ago

Hi , my Investment Consortium would be right up your ally Peggy, currently doing a lot investment in Brisbane and outer suburbs . Call me Peggy , we have some member benefits that might interest you! Cheers

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Steve

2 years ago

Hi Peggy - I am based in Brisbane & have some great construction deals. Currently have constructions under way from Marburg to Woodford. PLease let me know if you would like my assistance - always keen to help with finance & I have access to some great builders as well - kind regards Steve

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Juergen

2 years ago

Hello Peggy , at eFinance Home Loans we go through a detailed Needs Analysis to identify your objectives and ask you a number of questions on the construction facility , your financial affairs and your objectives as to long term wealth creation , unfortunately that cannot be determined within a few sentences here . At eFinance Home Loans we have access to all of the lenders in the market place and can offer a range from basic no frill construction facilities to a debt reduction strategy which will reduce the time frame without the need to pay extra towards the loan . I would be more than happy to have a conversation with you over the phone . I do look forward in speaking with you further on this topic ? Your One Stop Finance Shop !

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Umit

2 years ago

Hi Peggy, As mentioned above lending capacity varies from lender to lender and depends on a lot of other individual factors. If you are looking for a great construction loan, I have a few I can recommend, including a great fixed rate while still under construction and also a 100% Offset! If you'd like to know more I'd be happy to chat anytime. Please click on "View Profile" to get in touch. Cheers.

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Carolyn

2 years ago

Hi Peggy, Carolyn here. Lucky you are in Queensland, we have some awesome products. Fixed rate with offset as well as Fixed rate during construction. As a rule construction loans are repaid interest only and have to be variable, meaning if rates increase during construction you can be up for a lot more in repayments than you were anticipating. Always best to consider these things, happy to chat directly to you when you are ready. I'm a Queensland broker waiting for your call.

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kelvin

2 years ago

Hi Peggy - construction loans for owner occupied are offering the same lending % as other loans - for most lenders. That is 95% lending + 2% of the fees. Some lenders charge a higher rate during construction - most allow interest only payments till completion. Income servicing - so which lender offers the best loan option will come down to your net income - after expenses like credit cards and any loans plus the minimum living expense for your family setup.

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Bernie

2 years ago

Hi Peggly, I would be pleased to assist being based on the Northside of Brisbane and I can come to you. The lending capacity of lenders all vary and their assessment of your income, dependants, living expenses and other debts. I would be happy to take you through the process to find the one with the best capacity based on your situation. Regards, Bernie

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Allan

2 years ago

Hi Peggy, need a little more information. income, the on completion value of the final build, and how much you will need to borrow to get it done, etc. please contact me if I can be of assistance.

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Rebecca

2 years ago

Hi Peggy, great news to hear that you are looking to construct a property. May I ask if this will be an investment or a home to live in. To enable you to get a more tailored response & put a plan in place I would recommend lodging an enquiry so a broker on the panel can give you call to discuss further. Regards Rebecca A Mitchell

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Sofie

2 years ago

Hi Peggy, thanks for your enquiry. There are so many factors to consider when looking for a construction loan - interest rates only make up a small part of the lending costs and I would need to look at your situation closely to determine the best loan for you. Please click on my profile and contact me and I will happy to assist you further.

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Scott

2 years ago

Hi Peggy I am based in Brisbane as well and would suggest a catch up. We are happy to come to you (even after hours) and or we can use our office. I have built homes before and very familiar with the build process Scott

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Conrad

2 years ago

Hi Peggy Experienced in construction loans and have a number of lenders who will work with you. Contact me via my page and i'll provide ll the advice I can Conrad

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Trevor

2 years ago

Hi Peggy, More than happy to help. I can help assess this. I have an Office in Newstead where you can meet or you can call for me to go over the basic numbers with you

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Mathew

2 years ago

Hi Peggy, I'm in Melbourne but happy to assist remotely. Will be able to find a competitive rate with good borrowing capacity. Please get in touch.

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