
Hi Mahesh, It Seems you are looked after pretty well with my fellow brokers.I need to know What is your main objective for refinancing, such as to reduce your current interest rate and have some extra in your account, not happy with your current lender or looking to structure your loan in an efficient way?Hope you may also like to save on the cost which may occur during refinancing your current home loan. I can see your total refinance amount would be $655,000 approx if I am correct.If you can let me know what interest rate would make you happy to lock the deal and how much you may like to save annually or what repayments would make you comfortable.Feel free to click on my profile to be contacted for an obligation free market appraisal.Cheers, Have a wonderful day ahead!

Hi Mahesh. The best rate today may not be the best rate tomorrow. Consider an option that offers the best overall balance of an ongoing low rate and product features you need. Also consider your future plans as some products offer more flexibility than others. Most importantly find value in your chosen broker. They can save you more in headaches with an ongoing service than the actual cost of a slightly higher rate. Get in touch if I can assist with any questions. Best of luck, Lee Boserio


Hi Mahesh, I hope you're well and thanks for your questions. SVR are usually pretty high rates. To get a decent rate I can offer you 3.63% VARIABLE ( 3.64% Comparison Rate) On a professional package which at 70% LVR and below you pay no fees for the life of the loan which gives you all the bells and whistles and more than an SVR can offer, such as an offset account, credit card if needed?The only fees you pay are the usual government charges and the outgoing lender's discharge fee. Then fixed rates start at 3.79% and up depending on the term. The best thing to do is to get in touch with an experienced broker and have one of us look at your unique financial situation to work out what you can do with your home loan and then have us provide you with the lenders that are offering the rates you are seeking? Some lenders have great variable rates but not so good fixed rates. I look forward to hearing from you? Kindest Regards. Glenn Rowan

Hi Currently a strong rate in the market is mid 3's as per the above comments. You could elect to take the lowest rate available to you, but bear in mind how you may be impacted if rates head north and consider if you might benefit from repayment certainty for a period of time potentially afforded by a fixed rate. Happy to discuss

Milan
Hi Mahesh, Hope you're well. Please note that this will be something that we might need to check in person. However, the most competitive rates will be approximately around the 3.59% to 3.69%. I'm happy to see you in person and provide you this information but you need to inquire via visiting my profile. Let me know and we'll look at it. Best regards, Milan.