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John

7 months ago

Hello AI B, there are a lot of options available to you. You have a fair amount of equity in your property for future lifestyle or financial enhancements that your family can work towards. What are your future goals? Dual incomes + monthly pay off of cards + offset funds usually means you may have sufficient deposit for a second property. If you and your partner have a clean credit history + what you've advised is true, there are so many options. Let me walk alongside your family for your finance journey. To answer your question, you'd be looking at around the 3.6% mark. Hope to hear from you!

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LEZLI

7 months ago

Hi Alan, Can refinance - owner occupied, variable from 3.59% - please feel free to contact me via my Profile page. Look forward to hearing from you. Lezli

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Kamran

7 months ago

Hi Alan, there are several loan options available from different lenders. In these days, market is very competitive so you can get a very good rate which can save you a good amount of money. I can assist you to arrange a suitable loan for your refinancing needs according to your circumstances. Please feel free to contact me by looking at my profile.

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Beatrice

7 months ago

Hi Al There are many loan options out there that may suit your requirements and assist you in paying off your loan as quickly as possible . Would be great chat with you about what’s going to be best for you . Contact me by looking at my profile .

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Alex

7 months ago

Alan, there are several options to consider. You have a choice of just redraw &/or offset, depending on future plans for the property. Many lenders charge a annual or monthly feee for the offset facility, whereas a redraw loan can be fee free. Rates are very competitive, but choosing the correct loan is determined by your requirements.

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