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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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heidi  G

NSW 2108

Jul 22, 2018

heidi  G

NSW 2108

Jul 22, 2018

Jul 22, 2018

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LEZLI

1 year ago

Hi Heidi, Yes I do all the time for my self employed business applicants. I can get you 4.99% with only Accountant's declaration to 65% LVR for any purpose. Look forward to hearing from you via my Profile page.

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Tamara

1 year ago

Hi Heidi, thanks for your query. There are quite a few competitive Low Doc Loans available in the market right now which may suit your circumstances. If you would like further information, please do not hesitate to contact me. Kind Regards, Tamara Ives

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Milan

1 year ago

Hi Heidi, thanks for your question and the shorty answer is yes. As these loans are slightly more complicated there are certain conditions to be met to apply. Please let me know if you're interested in discussing further by clicking on my profile and enquire within. Kind regards, Milan

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kelvin

1 year ago

Hi Heidi - There are loDoc loans that need documentation like BAS and there are those that require your accountant to understand your income and sign off without further proof. Employment lengths vary but most required 2 years self employment and so does the % you can borrow.

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Laurayne

1 year ago

Hi Heidi, WE have a number of Lenders that offer Low/Alt Doc loans, it will depend on your employment profile if you qualify. You would need to Self Employed for a minimum of 2 years as well as other requirements. If you wish to discuss this further please contact me through my profile. Cheers, Laurayne

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Semeara

1 year ago

Hi Heidi, Low docs do need some documentation but its different to a PAYG style loan. Lenders may need to see a combination of all or some of the following: BAS, ABN - 2 years, Accountants Letter, Bank Statements, GST registration etc. A broker will help you work out best lender best rate to match your needs and then they will talk you through what you need out of the above documentation that best suits the lender & your current situation. Rates vary based on your circumstance, lender, LVR & documentation available.

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Martin

1 year ago

Hi Heidi, Yes most brokers can assist with Low/Alt Doc Loans. The major Banks will require 12 months BAS with the non-conforming lenders can at times assist with an Accountants Letter and/Bank statements. Keep in mind in most cases the lower the documentation requirements the higher the rate provided

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Daxa

1 year ago

Hello Heidi, Thank you for your question. Low doc's we normally need Business Activity Statements for the last 12 months. Most banks are happy if the ABN has been running for at least 2 years. We can also go to non banks if the ABN has been running less than 2 years and if you do not have 12 months BAS statements.

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