Hi Jay, thanks for your question. There are a handful of lenders that will provide finance for First Home Buyers looking to build their first home. We have access to the Big 4 Banks and the Non Bank Lenders which enables us to provide with you with best deal. To explore all the available options and details of funding required, please do not hesitate to contact me. Kind Regards, Tamara Ives
Hi Jay, I hope you're well? Thanks for your questions and you have come to the right place to ask due to so many excellent and experienced broker who are associated with HashChing. I suggest to get in contact with one of the excellent HashChing brokers and talk in detail about what your are needing answered as we can provide you with all of the information required in regards to borrowing capacity, lenders, rates & products, fees and charges & all the information you will need to move forward with your goal? We can provide you a great service as we access to a large number of lenders to meet your needs and we can inform you on what you can do moving forward. I have access to over 40 lenders at present. I have many satisfied clients from First Home buyers to advanced investors and they all have benefited from the service I provide which is free of charge to yourself and them as you are a the priority in the process and exercise. If you wish to find out more about what you require in regards to lenders, rates and what is involved, please get in contact through my broker profile and if I don't hear from you, Good Luck with your journey and your first home purchase? Kindest Regards. Glenn
Hi Jay I would love to help you with all the information you need. There are some great products available for first home buyers, however you would need 5% to get started.
Jay, thanks for your inquiry. There are lots of lenders that will accommodate your loan. I personally work with more than 30 lenders and am happy to help with expertise in this area. You have a lot of options to obtain your first house and your loan so please feel free to log onto my profile and ask to get help directly, that way I can answer all your questions via a phone call. You just need to log onto my profile and ask within. Cheers and best of luck! Milan from Expert Mortgage Brokers
Jay, The larger your deposit the less your Lenders Mortgage Insurance will be. The minimum deposit is around 5%, unless your parents are willing to go guarantor, in which case it may be possible to proceed without a deposit. The rates will depend on your circumstances, though you can expect to pay between 3.59% and 3.79%. If you would like more information specific to your circumstances please get in touch. Darby Dt funding.
Hi Jay, Many lenders provide competitive interest rates for First Home Buyers. You can expect to pay between 3.50% to 3.70% if you plan to live in the property, The deposit required will depend on the lender chosen, you should consider potential lenders mortgage insurance that is payable if you borrow more than 80% and don't use a guarantor or are in a profession that allows the ability to not have to pay mortgage insurance. Please contact me if you would like more detailed assistance with answering your questions to assist your purchase of land and the build.
Hi Jay, We have lenders offering variable rate commencing at 3.59%, but we would need to understand your financial snapshot before we can recommend a Lender to assist. You would need to have a minimum of 5% deposit and cover costs. I am happy to discuss this further with you. You would need to click on my profile to obtain my contact details. Have a great day. Laurayne
Hi Jay. banks are very friendly with first home buyers, they offer rate well below 4%. you could pay as less as 5% deposit. pls click my profile to get in touch, happy to help you.
New home loans from 2.99%
LEZLI
Hi Jay - depending on your situation - clean credit - FHO - variable - have rates from 3.49% for OO - 80% LVR. Look forward to hearing from you