Hi , I am a home owner . have had appraisal to sell my townhouse asap with return of 330,00, buyers , I will pay out personal loan and home to total of $45,000 . Wanting to re-purchase with a home loan of - $100, 00 to 120,000 for home valued between $300 00 to 370, 000. Put in 250,000 into the property , borrow difference- for purchase inclusive of costs. But question mainly is - lenders that consider main income of single pension , tax a/b and additional cash on taxed per month for carer allowances. as main income till next year.