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Belinda

8 months ago

Hi Sean, my clients are mostly fifo so I understand your availability issue. Keystart is a great product that got you into your property. Before you refinance make sure you know exactly your costs to do so. If your valuation comes in under 80% Lenders Mortgage Insurance will be applicable. This being your property needs to be valued at $542,000 or above. If it’s under this amount I can work out your costs and how much your repayments will be. (Making sure your saving and how this will benefit you). Your welcome to contact me through HashChing and I can organise your property to be valued so you know you’re options. If you chose to contact me I’ll need about 15 minutes of your time on Tuesday to arrange your next step. Also note: I don’t charge my clients a fee as I receive commission through your chosen lender. Kind regards Belinda Sukoski - Direct Finance Group Australia

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Linda

8 months ago

Hi Sean, Thank you for your inquiry. I have just refinanced a few other borrowers away from Keystart so I am up to date on products, rates etc that are available in the higher LVR area. If you would like to discuss your options further, please feel free to contact me via my HashChing profile. Kind Regards Linda

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Travis

8 months ago

Hi Sean, I’m a local broker in Madora Bay & happy to give you some options to reduce your interest rate. Please click on my profile page to contact me. I can work with you remotely if need be.

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Michael

8 months ago

Hi Sean, very experienced broker and at getting good results for refinancing clients. You will probably need to consider more than just rate on this one as there is a good chance you will need to pay a mortgage insurance. So whomever you go with make sure you are comparing premiums and fees between lenders as well as rates.

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Ian

8 months ago

Hi Sean, thanks for your enquiry. I write a lot of Keystart loans and am very familiar with the process of refinancing away to a bank. Can access really low rates from around 3.59% which is probably around $350-$400 per month lower than your Keystart repayments. Happy to discuss when you’re back in Perth. Cheers, Ian.

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Amy

8 months ago

Hi Sean. As your already aware there are certainly lower interest rates available in the market than what Keystart offer. The reason Keystart charge a higher rate is because they don’t charge a mortgage insurance premium, which most lenders will charge when borrowing above 80% of your property value. Please feel free to contact me via my profile as I would be happy to further discuss your situation and do a cost-benefit analysis of refinancing your mortgage. Amy.

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Jessica

8 months ago

Hi Sean, I would love to help you out I have just helped a client in a similar situation. If you want to get in touch when you are back check out my profile and i can then contact you when you are available, jess

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