Hi Ellen. How are you going with your research? if you require further information the best way to get in contact is to click on my profile and click on the 'contact me' button. Have a great weekend. Santino.
Ellen. Hi. You current rate ft.r****m a major bank at 4.17 for investment lending is actually quite competitive. NAB are however offering some very good fixed rates at the moment, if this might suit you. Have you tried the direct approach to get some additinoal cash to pay out and close / reduce the credit card. This will be your cheapest option. If this investment property is the only security being offerred, you will not get owner occupied rates for a personal debt as some brokers appear to promise. If you do want to use a broker and are in Sydney Region you can contact me for a full review of your situation Regards Ken Olds Customers First Mortgages & Insurance
Hi Ellen, Plenty of options subject to a personal credit assessment. You need to consider the nature of the CC debt, if private debt. Need to quarantine the debt so you avoid contaminating the tax deductibility of the investment loan. Thanks Jeremy
Ellen, we all can refinance your existing investment loan to a very competitive rate, and also consolidate your credit card debt, if there is enough equity in that property. My question would be , are you looking to pay out and close the cc? Its not the ideal situation to consolidate, then only to have card at its limits in the near future. Not saying it would , but I have seen it before. I would also like to put you in front of my financial planner to ensure you are making the most of your current financial situation aswell. Would love to chat to you further, please contact me via my profile page. Cheers
Hi Ellen, The best thing to do is get in touch with an experienced mortgage planner and have them look at your over all position and have them take a snapshot of your current unique financial situation to provide relevant options for your needs and goals? One question would be to ask is: "Do you have a clean credit history and are you currently working?" To have an experienced mortgage planner or broker look at your overall situation and then offer some lenders,products and solutions would be the best way to get the answers you need? Interest rates are always a good place start and seek but sometimes the rates and lenders offered before looking at the whole picture may not fit or work for your situation? If you would like a well researched, suitable lender and product offered? Please get in touch anytime by clicking on my profile or any other of the experienced brokers willing to help?
HI Ellen Yes a 3.69% rate, nil application fee can consolidate debts upto 90% value of your home, no LMI at 80% Give me a call, happy to help
Hi Ellen, if you have equity in your property there are lots of options depending on all circumstances. Would love to chat, contact me through my profile, jess
Hi there Ellen, If you also have an owner occupied property it would change the rate and it could be 3.88% for both including your consolidation. However there are questions I need answered before I can give you my professional opinion. Including do you want cash back like $1,500 and is mortgage insurance involved. Contact me for a quick overview of your situation so I can give you an educated opinion on exactly what you want out of the situation. Kind regards Greg
Hi Ellen, I'd like to look at how much equity you have available in your home loan and how long you have had it for first. I'd rather not make guesstimates when it comes to your finances. Contact me anytime and we'll have a chat.
If you are looking for assistance on a loan in the Northern Territory please don't hesitate to contact me through the profile link. Regards Nick
Hi Ellen, Yes I can assist with refinancing & debt consolidation. Hopefully the total new loan amount is under 80% so there is no LMI (lenders mortgage insurance). Also, as there is investment & personal debt you will need 2 splits to keep tax dedectible debt separate from personal debt, plus the rates are ften better for OO debt. If you would like me to assist you sort out the best options, please cintact me via my profile - Steve
Hi Ellen There are some good fixed rate offers at the moment under with cashback rebates from lenders. If you weren't keen on fixed rates there are very competitive variable rates available. Depending on your overall debt amount to be consolidated and value of your property you could potentially save significant interest costs. I would be happy to undertake an assessment of your circumstances to work out the options available to you. Feel free to contact me after hours if you wish for a confidential discussion. Regards Paul
Hi Ellen, I've got the deal for you! $1,500 cash and get locked in for 3 years at 3.94% Contact me to discuss, you will not find a better option right now for your scenario Regards Dom
Hi Ellen I have lots of option for you from getting the cash out to pay your debts with the refinance cash backs And lower INTREST rate then you are paying now We need to have a chat Please click onto my profile and get in touch I am very happy to help Regards Iqbal
Hi Ellen. Best rate now is 3.67%. I can do that - no problems. Debt consolidation. & cash out. Contact me via my Profile page. Thanks. Lezli
Happy to assist Ellen. By paying P&I on your investment loan, this opens up the number of lenders available to you at very competitive rates. Consolidating your credit cards into one loan will depend on the level of equity you have and a straight forward process. I am based in WA and can be contacted via my profile. Hope to hear from you soon. Andrew
Hi Ellen, your options depend on your current circumstances. Simply put you may be able to restructure your existing debts with NAB or look at other alternative lending options. I deal with over 20 lenders. To find my contact information you can click on my profile and we can discuss your options in further detail. Regards Santino.
Hi Ellen, a couple of questions before I could find the most suitable option for you.. What is the value of your property? And what is the balance of your NAB loan and also your credit cards? There are some really great deals out there at the moment that we have access to, with some offering $1500 cashback for refinancing. It would be great to go through this in more detail with you.. If you would like to go through some options feel free to get in contact. Thanks, Sarcia
Hi Ellen, There are a number of options in which we might be able to refinance you too, the best part is we can refinance your personal debt to Owner Occupied rates I have some as low as 3.69% if you are interested let me know. A lot of lenders at the moment are also offering incentives like $1500 cash back when you refinance. If you want to know more get in touch through my profile. Matt
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LEZLI
Hi Ellen. I can get refinance from 3.67% Variable with debt consolidation. Please contact me & I'll help you. Kindest regards. Lezli