

Hi Nighila, as many have mentioned, you are in a position where you can probably borrow now. It is a matter of finding a broker you are comfortable dealing with and who has the ability to find you the best loan for your needs. I am based in Pearl Beach not far from you, and would be happy to help in any way I can. As always, you can reach me on my profile. Kindest regards, Taras


Being a permanent resident you are eligible for a loan with 1 payslip. Based on $100k and $70k income (as an example) - with no other loans or credit cards and for a family of 3 - you should be eligible for a loan to $1M - thats loan servicing. . The other side of lending is the deposit - so $600k our purchase has $22.7K Stamp Duty (unless first home owner) and $22.7k LMI. Interest rate from 3.79%.

Hi Nighila, Your recent move to Australia should not effect your application as long as you are both Permanent Residents. I would need further information to be able investigate your finance options for a purchase of a property to live in. You can contact me through my profile if you wish to discuss further. Regards Laurayne

Zenia
Hi Nighila, As you have arrived on a PR, banks will accept your application for a new home. I understand buying a new home is always an exciting yet stressful situation. I have helped many clients in similar situations as yours on PR I believe I can assist you too. If you have further queries that you would like answered directly, please get in contact with me through clicking on my profile. All The Best.