Hi Nighila, as permanent residents, you can buy now. Feel free to contact me via my Profile page and I will help you. Look forward to hearing from you. Lezli
Hi Nighila thank you for your enquiry. I would be happy to meet with you and your husband. I am based on the Central Coast also. We could meet up to go through your best options. Regards Erica
Hi there Nighila. I have completed many applications similar to yours. Click on my profile and let me know if you’d like to have a chat so I can provide you with a seamless lending experience. Talk soon, Iva Rasic. BorrowRight
Hi Nighila, as many have mentioned, you are in a position where you can probably borrow now. It is a matter of finding a broker you are comfortable dealing with and who has the ability to find you the best loan for your needs. I am based in Pearl Beach not far from you, and would be happy to help in any way I can. As always, you can reach me on my profile. Kindest regards, Taras
Being a permanent resident you are eligible for a loan with 1 payslip. Based on $100k and $70k income (as an example) - with no other loans or credit cards and for a family of 3 - you should be eligible for a loan to $1M - thats loan servicing. . The other side of lending is the deposit - so $600k our purchase has $22.7K Stamp Duty (unless first home owner) and $22.7k LMI. Interest rate from 3.79%.
Hi Nighila, Your recent move to Australia should not effect your application as long as you are both Permanent Residents. I would need further information to be able investigate your finance options for a purchase of a property to live in. You can contact me through my profile if you wish to discuss further. Regards Laurayne
Hi Nighila, As long as you are permanent resident, timing is not an issue, I will be able to help you, You can reply on my profile and I can meet you personally and guide you step by step. Regards,
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Zenia
Hi Nighila, As you have arrived on a PR, banks will accept your application for a new home. I understand buying a new home is always an exciting yet stressful situation. I have helped many clients in similar situations as yours on PR I believe I can assist you too. If you have further queries that you would like answered directly, please get in contact with me through clicking on my profile. All The Best.