


Hi Francis,The following link is giving you some information which could be of interest to you https://****neys****.au/borrowing-and-credit/borrowing-basicsif you click on the below link you will find the borrowing calculator from the Government web pagehttps://****neys****.au/tools-and-resources/calculators-and-apps/mortgage-calculatorKeep in mind if you see an interest rate of 3.59% your assessment rate will be at 7% You should do the borrowing capacity calculation with 7%.Francis, you have to be honest with yourself and only use real figures, this will give you an indication on how much you can borrow or you fill in the form on this web page and an assigned broker will do the calculations I hope this helps you

Hi again Francis, you've built yourselves some equity and looks like you potentially could do something. To get an accurate answer as to exactly how much you can borrow, we would need to chat in private, please click on my profile and contact me or email me and I will be happy to help you.


Hi Francis - there are 3 key parts to lending that a broker would need to know to assist, see below. PS - I usually send out a link that can be completed in 5 minutes or less on a phone or computer and I can be back to you with options within 15 minutes. 1. Income & Expenses 2. Equity or Deposit3. Policy - including location, size, history of employment, probation, unit density, LVR, family guarantee etc.Knowing these are suggested by other can allow a broker to provide the correct options.


Hi Francis, thank you for your enquiry.As everyone has mentioned we all need more information, if you live on the northern beaches or close to the city i can come out and see you, after we have quick chat on the phone. Different banks have different borrowing calculators so depending on your personal situation as to which lender we would go with. You may have seen really low rates on tv but sometimes those lenders don't actually give you the most borrowing amount, so your personal circumstances really need to be taken into consideration. If you would like to give me a call and we can go through everything together. Thanks Domarina Pireh

Thomas
Hi Francis, it would be our pleasure to help you for your next loan, and we are pretty sure we can give you the best choices and suggestions. Please check my profile and hope we can speak and meet soon! Cheers!