Hi Muhammed, Thanks for your question and yes it is a very valid question. Credit inquries plays a role in buidling up your credit score but doesn't necessarly mean that it will have an impact while applying for a loan. I work with variety of landers and I can help you in finding a lander that is appropriate as per your needs. I suggest to get in touch with me through my profile and I can assist you further. Remember no harm in discussing your situaiton face to face so that you get what you want. Thanks, Malav Pandya
Hi Muhammed – I hope you’re doing well? Yes, having a number of credit enquires will limit but won’t prevent your ability to get a loan. I consider myself an expert in this area and I’m confident I can assist. I’ve helped hundreds of clients get loans that most lenders won’t accept. I have access to over 30 lenders and hundreds of products to suit your requirements. If you would like to know more about how I can help you, please send me your contact number and the best time to call you so we can discuss your situation further. Have a good day.
Hey Muhammed - you shouldn't have any issues with this as long as you let the broker/lender know what you were doing (eg. looking for a nil interest, balance transfer card). If you recently closed off cards (as you mentioned), you may have to provide a final statement to show them being closed and NIL limits . ALSO - I do not see why you should wait to put in an application? These credit card enquiries should not affect the application now or in two months. Happy home hunting!
Hi Muhammed, very valid question. As long as there's no defaults on your file and you have an explanation for your enquiries on those credit cards then there should be no problem at all!
Hi Muhammed, I hope you're well and thanks for your questions. I have access to over 40 lenders and some don't credit score you for too many enquiries on your credit file. I suggest to get in touch through my profile and I can assist you with finding some options for your home loan needs? Kindest Regards. Glenn Rowan
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LEZLI
Hi Muhammed - I have a similar applicant with your circumstances - too many enquiries - and I got her a loan this morning. So please contact me via my Profile page and I will help you also. Look forward to hearing from you. Thank you. Lezli