Hi, I work full time earning $2900 per fortnight before tax. I have been full time for the past five weeks. I have been in this job since January 2017 and have increased in hours from 3 days per week ($44K P/A). My previous work history is in the same field however, I took 2016 off to travel. I have 2 dependent children. My husband works 4 days per week but has only been in his job for three weeks (previously studying). I have $80K deposit. What can I borrow independently or together with my husband?