Menu

About us

HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

Contact us
person img
broker img

Michelle

1 year ago

Hi Frida..Adding to the above information, most lenders mortgage insurers require evidence on job stability over 12 month or more, as it demonstrates to them that the borrower has stable job for paying the future mortgage. Home loan is long term commitment so maybe keep up the savings and contact us in 2 months with 6 months + regular income is evident. Feel free to contact me when ready to take the next step.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Ivano

1 year ago

Hi Frida casual employees are still able to borrow money but are subject to different conditions to full time employees or self-employed persons etc. Lenders' policy in relation to all this will vary, but I'm able to help you navigate to options that are most suitable and competitive. Click on my profile to begin the process, thanks.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Angelo

1 year ago

Hi Frida, That's a good question which needs to be answered along with others surrounding your requirements including how much you’ll need to borrow? whether the loan will attract lenders mortgage insurance? individual circumstances including total household income and general living expenses etc. will all have a crucial effect on which lender to go with. The best way I’ve found is to make an appointment to have a chat at a time that suits you. Just click on my profile to get in touch or look up a broker in your area using the broker finder button on the top menu bar on this web page, once you've found a broker just fill in the form and you will be contacted at your requested time, you'll also receive your brokers contact details. All the brokers on this platform are qualified professionals who can perform a fact find and provide you with credit advice to suit your individual circumstances. Best wishes and kind regards, Angelo.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Scott

1 year ago

In short, yes, as long as you have been casually employed for at least 3+ months, we have lenders that will use his income.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Tracy

1 year ago

Hi Frida, There are options for casual employment, however I would require further information to advise what options maybe available to you. Please feel free to contact me if you would like further information. Thank you

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Matt

1 year ago

Hi Frida, Some banks will lend on casual income for a minimum 6 months employment or sooner, some will do with in that time assuming he has a letter from them stating that he is not on probation, and has previous experience in the same field and or with the same company.-Of course it is subject to other lending criteria. Happy to discuss further.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Andrew

1 year ago

Hello Frida, Thank you for the question. There is still potential for you and your husband to obtain a home loan however there are only a selection of lenders that will possibly assist based on the information you've given. Feel free to click my name and make contact to discuss further.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel

New home loans from 2.88%

Find out more

Loan Calculator