Menu

About us

HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

Contact us
person img
verified icon broker img

LEZLI

2 years ago

Hi Lj C, I can get you a loan for around $338K - are you a First Home buyer? So you can tailor a house around that. If you bought a NEW house, you will get $20K upto 30/6/2017. You would have to move quickly, as the Grant reduces to $15K after 1/7/17. Happy to help you get into your First Home.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Eric

2 years ago

Hi Lj, some lender could accept 100% Centrelink income for the servicing. However, most of them only accept 80% LVR without LMI. If you consider reducing your required loan amount to $350,000, which will be helpful for your approval. Happy Easter..

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Nicholas

2 years ago

Dear Lj, thanks for your question. It's difficult to say for sure if you can afford that size loan without first going through your expenses and seeing exactly what income there is. If there are children then this will be a factor as well. I'm happy to go through this with you and go through the options, I'm located in the area and can visit you as well. If we find that you cannot afford that size loan, then perhaps we can work together towards some goals. Take care LJ and Happy Easter

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Corey

2 years ago

Hi LJ I have just settled a loan with this exact scenario, so there are lenders to suit you. Happy to help.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
broker img

Conrad

2 years ago

There are lenders who will look at this type of income but as has already been stated you ideally want to keep your lending under 80% and in fairness $70,000 in funds would see you borrowing $350000 or below and thats f you are first timers avoiding stamp. If you want to call I can quickly establish your borrowing potential and which lenders would consider you.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel
verified icon broker img

Morris

2 years ago

i might be able to get you a policy exception if you can keep your new loan at 80% of the property value. are you a 1st home buyer?. call me when you get a chance so i can make a quick assessment for you.

Report this reply as inappropriate:
Reason is required Message is required   or  Cancel

New home loans from 2.88%

Find out more

Loan Calculator