

Dear Lj, thanks for your question. It's difficult to say for sure if you can afford that size loan without first going through your expenses and seeing exactly what income there is. If there are children then this will be a factor as well. I'm happy to go through this with you and go through the options, I'm located in the area and can visit you as well. If we find that you cannot afford that size loan, then perhaps we can work together towards some goals. Take care LJ and Happy Easter


There are lenders who will look at this type of income but as has already been stated you ideally want to keep your lending under 80% and in fairness $70,000 in funds would see you borrowing $350000 or below and thats f you are first timers avoiding stamp. If you want to call I can quickly establish your borrowing potential and which lenders would consider you.

LEZLI
Hi Lj C, I can get you a loan for around $338K - are you a First Home buyer? So you can tailor a house around that. If you bought a NEW house, you will get $20K upto 30/6/2017. You would have to move quickly, as the Grant reduces to $15K after 1/7/17. Happy to help you get into your First Home.