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LEZLI

2 months ago

Hi Ross. I have helped heaps of poor credit borrowers. Doing so right now. Please contact me via my Profile page. Thanks. Lezli

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Drazen

3 months ago

Hi Ross, There are a number of lenders who will consider your refinance even though you have a default on your credit file. Individual circumstances are unique in that there are always two sides to the story. An explanation would be required around the default issue to determine lender best fit. I would be happy to sit down and discuss this with you to at a time convenient to you. Please feel free to contact me via my profile. Regards, Drazen

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Peter

3 months ago

Hi Ross, I work with Liberty and can find a solution for you. I am working around your area and I can come to you for a chat to explore your options.

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LEZLI

3 months ago

Hi Ross. All depends on what & why! I do these Credit impaired loans all the time. Check my Profile page & please contact me. Glad to help you. Thanks. Lezli

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Daniel

3 months ago

Hi Ross. Refinances can be done with paid or unpaid defaults and depending on the default amount and the lender interest rates can be higher. There are also lenders who will ignore the default if it occurred more than 2 years ago. Also have access to credit repair agencies who can assist in removing the default if it wasn’t your fault. Happy to assist further. Regards. Daniel

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Wladek

3 months ago

Hi Ross, yes it will be a concern for most Lenders though not all. It also depends on the amount and who has listed the default. It will be categorised as a non conforming loan. I have helped lots of clients with defaults over the last 15 years and can certainly help you. There is also a way to get your default removed depending on the reason it was initiated. Happy to assist you. Please get in touch via my profile to book a time to meet. Regards,

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Girish

3 months ago

hi Ross , I do have a panel of lenders who could potentially overlook the default based on their lending criteria , considering the amounts on default , time taken etc. I have a lot of experience in helping clients sort out their finances , you could contact me via my profile for a simple assessment . Regards Girish

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Rishi

3 months ago

Hi Ross, thanks for your enquiry.Yes it does effect on your ability to borrow or refinance with a default listed on your file. It all now depends upon what is the default for and how much is it. With such a low LVR, big banks can offer normal rates if it is like less than $1000. Otherwise we work with few different non conforming funders who will want your business, and we can sent an enquiry to see which one of them offers the cheapest rate and fees. I have been working with lot of default loans from the past few years, and always aim to get the best deals for my clients. I am available 7 days a week from 8-9pm. You can get in touch with myself through my profile, will be more than happy to assist.

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Suresh

3 months ago

Hi! Ross Thanks for your enquiry through Hashching. It is a good idea to refinance when your loan is @60% LVR to ensure you make the most of your money in the current environment, I am pleased to hear that you are aware of your credit report with a default under your name. I have been in the industry for over 14 years and having dealt and helped many in similar circumstances it is important to meet up in person and get a complete picture of your situation along with the interest rate of your current home loan along with other relevant information so as to ensure I can add value to what you are planning to achieve in the long term. Do visit my web site for my contact details dbij****.au and give me a call when you are free to discuss this in detail. Have a great day with best regards. Suresh

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Renee

3 months ago

Hi Ross, Every loan is assessed on a case by case bases. It really depends on the circumstances regarding the defaults. Feel free to contact me via my profile if you would like to discuss further,

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Caroline

3 months ago

Hi Ross, it shouldn't be a problem, I work with Lenders who will accept defaults on credit files. You may be hit with a slightly higher rate, though it depends on your situation and whether or not refinancing would benefit you. This would require an in-depth conversation. Happy to help if you'd like to click on my profile. Kind Regards Caroline Pollard

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LEE

3 months ago

Hi Ross. Depends on how much it's for and the reason really. But I have helped many people with defaults get a loan. Check out my reviews and get in touch with me via my profile if you want an honest and upfront no-obligation assessment. I am sure that we can assist in some way :)

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