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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Vivek

1 year ago

Hi Heather, yes there are many products out there. The question is which product suits better. The best way to look at is can we stay with the current lender without getting into the cost of refinancing. A few lenders do help with refinance costs, but that and interest rates should not be the only criteira. Given the few complexities highlighted, it might be best to discuss your options and arrive at a suitable option. You may reach out to me via my profile to take this further. Cheers Vivek

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Domarina

1 year ago

Hi Heather, yes there are so many options and there are alot of different parts to consider, your income, the value of your property as it stands and depending on how extensive your renovations are will all come into which lenders policy will suit you so you can achieve what you are trying to do. Please feel free to contact me through my profile to have a more in depth assessment. Thanks Domi

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Kahtan

1 year ago

Hi Heather. As you are on Interest Only this would be variable and so no penalty if you refinance. There is lenders out there offering refinance rebates if $1250 and the cost to refinance would be approx $600. You can look at various good deals out there. Happy to discuss with you and see what most suitable for you

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Glenn

1 year ago

Hi Heather, Ihope you're well? Thank you for your questions. I am a Gold Broker for HashChing and I have access to over 40 lenders and if you would like me to assist you in finding a great deal and solution for your needs, please get in contact through my broker profile? Kindest Regards. Glenn

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