Hi there I'm looking to refinance and make money work harder for me. Recently changed from owner occupied to an investor since tenant moved in last month. Property value 1.1m, current loan balance 510,000. Please provide me with the best fixed rate deals and all fees (one off & ongoing) involved. My intention is to sell this property in the next year or two and purchase a new home to move into. Offset account will be a bonus. Thank you.