
Hi Mark, How are you finding Has Ching? How are you finding the brokers here? You can arrange a home loan from any broker, but hire the right that can help you grow your property porfolio. Showing you the way to build your portfolio and find the rates that will allow you to pay your loan down and acquire wealth or passive income. Thats what we do. 10 Year Experience , service is free. Rates from 3.59%.

Hi Mark Plenty of advice being provided here, but it's not possible to be able to quote a rate without knowing the value of the property and whether that product is going to match your requirements. As suggested previously, the costs of refinancing could actually far outweigh any interest you will save. And the smaller the loan amount, the greater the interest rate difference you will need. CBA won't want to lose your business. If you simply want to move for a better rate - then definitely challenge them. As suggested, ring their home loan retention team and tell them you're going to refinance. No matter what state you are in, we can assist with either a renegotiation or a refinance if the numbers stack up for you. Happy to help or just have a conversation. regards, Mike

Hi Mark, There are a plethora of options which would be better at a lower rate to what CBA currently have you on. I would ring up their retention team first and ask them to reprice your deal as you are looking at changing lenders. I am happy to get your current loan repriced as a starting point and then look at what are the best options for you going forward. I think its important to look at the cost of changing lenders v how much you are going to save and ensuring that the exercise is worthwhile. I am in Karrinyup, WA but help to assist you where ever you are in Australia. Regards David


Hi Mark, if you also have any investment loan/s at present, we can offer a package where your owner-occupied home loan interest rate can be reduced below 3% [i.e. 2. something] depending on the amount of your investment loan. An eligibility criterion applies for that product under an ATO Ruling. You need to keep your HOME LOAN under P&I [principle & interest] and you can also have an Offset account. This innovative product has been developed for investors to pay off their home loans quicker with some additional tax benefits. Once we have the required information we can send you a report for you to compare the huge benefits in comparison to other generic loan products. This product is most suitable for investors and high taxpayers. If you would like to know more about it please get in touch with us via HashChing. Thanks! Jay


Hi Mark. Plenty of better options out there! We have some lenders at less than 4% with over $1000 cashback at the moment! If you are in Melbourne I can set this up for you really quickly. Have a read of my reviews and get in touch ASAP! Easy task for me and can save you lots of dough :) Lee

Michael
Hi Mark, How are you finding Has Ching? How are you finding the brokers here? You can arrange a home loan from any broker, but hire the right that can help you grow your property porfolio. Showing you the way to build your portfolio and find the rates that will allow you to pay your loan down and acquire wealth or passive income. Thats what we do. 10 Year Experience , service is free. Rates from 3.59%.