

Hello Adam, Thanks for the enquiry. As I understand you are looking to refinance, consolidate some debt then renovate and sell. at the same time looking for a construction loan to build as an owner builder. It is important to get the right Lender who will entertain both of your requirements as not all Lenders will do an owner builder loan. Yes, we can assist with that and do much better than your current Lender. You will also need assistance with Planning and Building Permits and help with Project Management. If you would like assistance in this area we have an affiliate who specialises in this. Please contact me via HashChing, happy to discuss further. Regards Wladek

Hi! Adam Appreciate your enquiry through Hash Ching. It is a fantastic idea to get all the ducks in line before you start a venture of constructing your new home. To offer the right advise it is important to understand & get the complete picture viz. total debts that include your current home loan, credit card and the loan on Jeep, how much interest you are currently paying along with income earned, so as to offer you the best and a competitive interest rate that will add value to your plans thus helping you budget by not only saving you money but time and stress. As part of the restructure we could look at getting a pre-approval to help fund the construction of your property in Yea thus be a part of your journey from start to finish as we pride in providing you a complete solution. Do give me a call by visiting DBIJ Finance or email to meet up and discuss this in detail at a time convenient to you. Best Regards. Suresh

Hi Adam - Firstly the re-finance. Who is your current lender and what`s the interest rate. Do you also need money for renovating? If you don`t why not finish the renovation and sell and then paying out your existing commitments. I can do owner builder loans as well, but being in the Country, there might be a restriction on the LVR. Happy to work with you. Please contact me via Hashching website. Regards.

HI! Adam Thanks for your enquiry through Hash Ching. It is a good idea to get all the ducks in line before you plan to start construction of your new house, which helps in planning repayments and budgeting. As part of the process of re-consolidation and refinance I am keen to discuss & understand other facts by meeting in person and going through the numbers to ensure that we can get the best deals that will add value to your plans and be a part of your journey. Do give me a call on 04****31 or email me on s****@dbij****.au at your convenience to discuss this further. Best Regards Suresh

Abdul
Hi Adam The rate you have provided is quite high if it is your owner occ home. I am sure can yet you much lower rates. Please feel free to contact us via our profile page if interested