Hi,I am 38 yrs old Brisbane, QLD resident, Australian Citizen, working full time, just became permanent at my job which is a well known company internationally as well. (4+ months in current job), before this worked as a self employed but in same industry (approx 6-7 yrs) as my current job is. Wife not working and have one child . My annual income before tax including other income is around $70k, currently paying rent of $455 pw to real estate agent regularly since last 2 yrs without a single day late (on time every week). Not a single defaults or never been bank corrupt, a good credit history, have a credit card, always paid in full, so no outstanding amount on it. I am eligible to get QLD 1st home owner grant (currently $20k ) and stamp duty concession. Wish to get in to my own home / apartment as a owner occupier. Dont have any deposit, but if needed can manage to arrange 3-5k only. Is there anyone can arrange a good deal best suitable for my situation ? Thanks in advance.