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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Kasra Kevin

2 years ago

Hi Isabelle, i can help you to refinance existing debt with interest rate starting 3.6%. I am specialized in refinances and be able to negotiate rates with lenders and bring the rates lower than advertised rates. Please contact me via my profile and I will be happy to assist. Regards, kevin

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LEZLI

2 years ago

Hi Isabelle. Can do rates from 3.69% for you as you are taking cash out for debt consolidation. Please feel free to contact me via my Profile page & I will help you. Kindest regards. Lezli

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Kumar

2 years ago

Hi Isabelle, yes we can arrange a refinance with a top up rate around 3.79% , your employment shouldn't be an issue, gives us a call for more details

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Oktay

2 years ago

Hi Isabelle, I can help you with options that would reduce your repayments and also borrowing extra funds to help with your renovations. You can contact me by clicking on my profile and I will be happy to catch up for a coffee to discuss further. Oktay

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Andrew

2 years ago

Hi Isabelle, Thank you for your enquiry and providing your scenario. I am a financial planner as well as a mortgage broker specialising in strategies and structures to optimise client's financial assets. Based on the information provided, the opportunity to refinance and achieve the cash out should be achievable depending on the value of your property, your income and other personal circumstances. Please feel free to reach out via my profile for further assistance. Cheers, Andrew

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Rob

2 years ago

Hi Isabelle - we would be very happy to assist you with refinancing to reduce your repayments and at the same access some equity for some home improvements. As a general rule of thumb, if you have had your current loan for more than 2 years, then it is likely that you will be able to refinance at a better rate and access some loan features such as a line of credit and a redraw facility. Please feel free to contact me directly via my profile. Once I have a better understanding of your circumstances such as the estimated value of your property and so on, I look forward to being able to provide some more specific advice. Kind regards, Rob Emmett, Collins Home Loans

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Thomas

2 years ago

I can help you refinance your home loan and paid off all your credit cards. interest rate can be around 3.88%

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Santino

2 years ago

Hi Isabelle. Thank you for sharing your scenario with us. There is good potential for you to achieve lower repayments while at the same time use equity in your home to renovate based on information provided. owner occupied home loan rates are at historically all time lows you should click on the broker finder link to locate one of our dedicated brokers in your area to clarify in more detail a suitable option for your circumstances. Wishing you the best of luck securing a great home loan deal.

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