Hi Mile, This is a great question and I have been helping the clients in similar situation with the best solution not only with best loan product but also scenario analysis using tax advantages involved (I am a CPA Accountant by profession with a Tax agent partnership). To advise you what are the other options, I need to look at the full picture considering tax and cost savings, your life stage circumstances, your long term objectives and best products available in the marker. If you are happy to have a look, please contact me by clicking on the picture. Looking forward to work with you.
Hi Mile, got a new rate 3.64% no fees, variable, OO, P & I. Interested? Please contact me via my Profile page and I will help you. Kindest regards. Lezli
Hello Mile, There are a few questions before you can get the right answers. I have a few clients in your area and am happy to catch up to discuss. Can certainly do a lot better for you. Please contact me via my HashChing profile to book a time to meet. Have a great day. Regards, Wladek
Hi! Mile Appreciate your enquiry through HashChing. It is important for me to understand your reasons of initially going with the option that you currently have with CBA. DBIJ is known to take time in understanding you and your financial goal so that I can tailor the best solution with the most competitive rates as I work with 35 different lenders that you have a choice of loans and products with different interests rates to choose from as the loan terms are over a period of time hence it is important for you to have a rate that suits both your short and long term financial goals, If you are keen to discover this don’t hesitate to give me a call as per your convenience to discuss your options. Best Regards, Suresh
Hi Mile. Yes you can do HEAPS better. I’ve got access to over 6000 products from 3.59% & also 3.46% variable Owner occupied. Please contact me via my Profile page. Lezli
Hi Mile. Do you still want to stay on an interest only loan? Is this an investment property or owner occupied. Can refinance you at 3.59 or 3.69 with no package fees. Let me know if I can help. Regards
Hi Mile, notice you're from Geelong. Me too! I'm an award winning broker and have an awesome team in Melbourne CBD but a lot of clients in Geelong. Refinances are our specialty. Check out my reviews via my profile and I am sure you'll see that I'm your man. Oh and by the way, as said above, much better deals to be had out there but let's chat about it briefly over the phone when you're free and take it from there.
Hi Mile 1 there are lots of options out there. The rate is quite high and you can do alot better without paying fees and charges on top! Happy to show you whats out there. I am available weekdays, weeknights and weekends. I am happy to come to you at a time that suits
Hi Mile, if you'd like to stay at CBA and I can reprice this for you and obtain a better rate. Please inbox me your details. Jason
Hi Mile - there are definitely a lot of options for someone in your position. You will have a plethora of options to consider as long as your property is valued at least 320k. We will complete valuation checks to confirm this before proceeding. Feel free to reach out to me to discuss, cheers!
Hi Mile, your CBA investment loan does seem to be over pric****ere are several options for investment loans with rates that will surely get you excited and save you a lot of money .do get in touch for a quick chat , you will find all my contat details through the profile. Regards Girish
Hello Mile is this an investment property? There are quite a few options out there with rates for Owner Occupied on a Principle and Interest basis starting from 3.59%. You will find that the repayments on IO are not that far different with P&I given the huge rate difference. Happy to discuss with you further. Regards Garry
Hi Mile, I'm assuming that your loan is owner occupied. If so, I have rates starting at 3.99% which is a significant decrease on your current rate. Most lenders will ask the reason for interest only repayments when it comes to owner occupied loans as this is an area which has tightened up over the last year. I have an office in Newtown-Geelong & can be contacted via my Hashching profile. Regards Allan - Aisling Financial.
Hello Mile, I will list few options for you. Investment property: Variable rate: 4.14% - 345 annual fee, 4.24% - $0 annual fee. Fixed rate: 4.19% - 3 yr fixed $395 annual fee, 4.19% - 2 yr fixed $395 annual fee Please contact me if you would like to take this further and save money on your home loan. Thanks. Rishi - Your broker for life
Abdul
Hi Mile Thank you for reaching out. if loan in under 80% LVR we have a lender that can do 4.39% interest only with $395 package fee. If you would also like to think about fixed there is a great 3 year fixed at 4.19% interest only if this may interest you.