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LEZLI

11 months ago

Hi Sumit, I am doing similar loans at present. You can get 90% max + LMI for refi + debt consolidation. If you need help, please feel free to contact me via my Profile page. Thank you. Lezli

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Joe

11 months ago

Hi Sumit, depending on your situation (debt amount, valuation, security type, your income and qualifying criteria such as good repayment history) you could still be able to go with the likes of ING, Westpac, Bank of Melbourne, NAB and main lenders. BUT - its always a good idea to bundle debt to a lower rate. Good luck with your next steps! Thanks Sumit for the questions. Cheers, -Joe

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david

1 year ago

Hi Sumit, the valuation will be critical when you want to do a 95% loan. Also, your borrowing capacity and credit history will be important for a high LVR deal. With 15 year's experience, I have helped many client consolidate their debts and improve their position. Regards, David.

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Janine

1 year ago

Hi Sumit, It really depends on the lender policies, your financial history and payment conduct, the area, the valuation as to whether you can go up to 95% again. Be a little careful too as credit cards are meant to be short term debt where a home loan is a 30 year debt. You may be able to structure it a little differently and that is where an experienced broker comes into play. Regards, Janine

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Daniel

1 year ago

Hi Sumit. A lot depends on the valuation report. Have you tried to refinance with the banks already? I can assist. Contact me via Hash Ching if you wish. Regards.

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Troy

1 year ago

Hi Sumit, That will be a tricky deal. You will need to select your broker carefully. I have considerable experience in assisting clients with this type of scenario. If you are ready to go, contact me via my details. Regards, Troy.

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