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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Chris

1 year ago

Hi Dinesh, thanks for the enquiry, like others there is a little more information we would need to run a full scenario, as a guide at the moment you may be able to borrow around half of what you need, if in 6 months your wife is heading back to work this is a totally different scenario and you would most likely qualify at that time for a loan. There are a lot of changing factors please feel free to contact me via HashChing for any other questions you need answered.

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Arpit

1 year ago

Hi Dinesh, Thank for your question, We are able to assist with your query, can you please advise if your wife will be able to get a letter from her employer about her start date, position and salary when she starts back ? Also with what you have mentioned there is possibility of a loan however there is a shortfall in the amount what we can get approved for, Can you please contact us via hashching to discuss further

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Adam

1 year ago

HI Dinesh, I hope this message finds you well. Your lending would be tight but without knowing the expenses and liabilities we could not give you a definitive yes. We can send you our customer portal to list the other information and organise a video conference to discuss the situation. Regards Adam

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Hema

1 year ago

Hello Dinesh, Thanks for your information. As mentioned above we will need a few more details in regards to yours living expenses and Liabilities. I am based in northern suburb and we can help you once we know your overall situation. You can contact me via Hashching to discuss further. Have a nice day. Kind regards Hema

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Imandeep

1 year ago

Hi Dinesh, Thanks for asking but we would like to know about your situation eg. your expenses and other liabilities. Once we have a better understanding of your overall situation. we will be able to help you. Please contact me through Hashching and let's organize a time to discuss it further. Regards Imandeep Waraich

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Wayne

1 year ago

Hi Dinesh, like others have stated, we would need to have a conversation to gather more information. We have access to over 30 lenders and have over 20 years of experience in lending, Please feel free to contact us to discuss further.

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Jamie

1 year ago

Hi Dinesh, although you have provided a great summary of your position we require more detail to give you an accurate borrowing capacity. My team and I have worked with many clients in positions like yours and would love to chat further, please contact me via Hashching, look forward to speaking with you further.

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David

1 year ago

Hi Dinesh, Thank you for your question. That's a great summary of your current position, a bit more detail will be required to be able to answer your question fully. Please make an enquiry through HashChing so that one of us can assess your position more fully. Kind regards David Quinn

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Priyangika PRIYA

1 year ago

Hey Dinesh, hope your well. Borrowing capacity depends on your expenses and other liabilities. Also, will your wife be returning to work after leave? Once we know your situation better, we can see how much you can borrow. If you like please contact me via hashching to discuss further.

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