I have annual salary of 75000 + Super and I am doing a permanent full time job. Have Wife and 3 year of kid, my Wife is looking after my Son and currently not working and no plans for another 6 months . Houses I am looking are coming around 600K, I have around 100K personal savings . We are expecting around 300-400 monthly from centrelink . Is there any way I can get around 500K loan ??