Hi Voytek I am an Adelaide based broker and this is an area I do a lot of work in and has become very complex due to lenders leaving the market and regulatory changes. Everyone's situation is different and needs to be assessed accordingly. I will be happy to answer your queries and provide appropriate advice if you would like to contact me through my Hashching profile in the "Find A Broker" section of the Hashching website. I look forward to hearing from you Scott Shanks
Alex
Will require more information Voytek. Happy to have an initial phone conversation.