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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Joe

2 years ago

Hi Felicity, Thank you for your question. If your circumstances suit I can get you 3.65 % 2 years fixed, however I think this needs to be more about best rate as there are many contributing factors as to why this deal is or isnt for you. Like Guido Said, is your quote interest only payments or Principle and interest. Quite often lenders will load a rate if it is Interest only. I am in the Melbourne area and I encourage everyone to build relationships with a broker to get you the best deal, like a partnership. Because like everything that sounds great there are pros and cons, and as brokers we are here to inform you and add value. All the best Cheers Joe

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Guido

2 years ago

Hi Felicity Thank you for your question You quote that you found a lender wich is offering 3.69%, fix 2 years with offset and no fees. However; does this bank, offer interest only in the fixed term with this interest rate? This day is it more your personal circumstances dictating the lending condition and interest rate. The lender you quoting may or may not accept you with this rates and condition I would recommend to you fill in the enquiry form, and a broker close to you will contact you. This broker will be in a position to establish exactly the lender and rate. All the best

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Mathew

2 years ago

Hi Felicity, How about 3.69% fixed for 3 years?

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Michael

2 years ago

Hi Felicty, thanks for your question. Please provide the post code of the investment property. I will then arrange for a pricing request with my lenders to manually override the rate you've been quoted. Please visit my page on Hashching to get in touch and I'll come back to you with rate information by COB tomorrow. Cheers Michael

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