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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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LEZLI

2 years ago

Hi Wayne. I can do interest only loans. Please contact me anytime via my profile page and I will help you. Kindest regards. Lezli

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Santino

2 years ago

Hi Wayne. How are you going with your research? if you require further information the best way to get in contact is to click on my profile and click on the 'contact me' button. Have a great weekend. Santino.

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Kumar

2 years ago

Hello Wayne, I have done many construction and development finance, your enquiry pretty straightforward pls contact me through HashChing

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Jay

2 years ago

Hi Wayne, We can offer a deal where your owner-occupied home loan interest rate can be reduced below 3% [i.e. 2. something] depending on the amount of your home loan and investment loan/s. However, please note that an eligibility criterion applies for that product. You need to keep your HOME LOAN under P&I [principle & interest] and you can also have multiple Offset accounts. This innovative product has been developed for investors to pay off their home loans quicker with some additional tax benefits. Once we have the required information we can send you a report for you to compare the huge benefits in comparison to other conventional loan products. Most importantly, we need to know more details about the development side of your loan requirements and time frame and at what stage is it at present. This product is suitable for investors only, meaning you need to have an owner-occupied home loan and one or more investment loans. If you would like to know more about it, please get in touch with us via HashChing. Thanks! Jay

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Greg

2 years ago

Hi Wayne, This is a great opportunity by the sounds of it. Like the other have mentioned we need a little more information to place you with the best deal. I specialise in investment and would be happy to have a brief chat to determine your real needs. Please feel free to contact me for a quick chat.

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Owen

2 years ago

Hello Wayne, Thank you for choosing Hashching as your broker network of choice. We are all here to help you through your financial journey. As you have mentioned the deal you have proposed could be complex and needs some discussion around the scenario, your current future goals and objectives. I am available for a discussion to guide through the opportunities. Message me for a conversation. Kind regards Owen

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iqbal

2 years ago

hello Wayne this can be done I have done these deals before best thing is click on to view my profile and we can have a chat I can get you the best possible deal around regards iqbal

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Dimuth

2 years ago

Hi Wayne, I have done so maney subdivision and investment properties as well as refinancing. Choosing of the bank and how you package the deal will matter. Please click on my profile and call me or e-mail. We could to get going from this point onward. Kind regards Sam

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Laurayne

2 years ago

Hi Wayne, This is very possible and would not be difficult to fund, but before we can recommend Lenders available to you we need to understand your Financial position. Happy to assist or discuss further. Please make contact through the profile link. Cheers Laurayne

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Chris

2 years ago

HI Wayne, in answer to your question, the site doesn't work it out for you the brokers that work with HashChing do, in your case what your asking is feasible however I would strongly recommend you find broker that knows about development loans in your area and sit down face to face with them to work out the best solution. If you are only building 2 or 3 and servicing works out, you could probably end up with a residential construction loan which is at home loan rates however if you are building more than 3 and servicing doesn't work then you may need to look at alternatives. Again, find a broker on the site that is close enough to you to visit and work out the details. Regards Chris.

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LEZLI

2 years ago

Hi Wayne. Have quite a few options 1. for I/O Investment 95% LVR Full Doc - 4.99% 2. No LMI - 5.34% 3. OO 3.67% 80% LVR 4. 3.88% 2 years fixed OO & INV P & I These are great offers for a limited time. Please contact me via my Profile page. Would definitely be able to find a suitable product from my 40+ lenders with 6000+ products. Low Doc or Full Doc.

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kelvin

2 years ago

Construction lending has more restrictions that residential. There are commercial loans that can borrow against the DA value of the property - not the current valuation. You would generally need fixed price quotes and work potentially with a Town Planner. Regards your Interest Only (IO) enquiry - these loan are becoming more expensive with the changes from APRA. It will save your cashflow and so still viable and still possible for owner occupied properties to 95%-97% and Investors 90%-95%.

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Nicholas

2 years ago

If you are looking for assistance on a loan in the Northern Territory please don't hesitate to contact me through the profile link. Regards Nick

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Wayne

2 years ago

Hi Wayne, Will you at any stage in the future be seeking to sell one of these properties? Answering this will possibly change the way the Loan structure needs to be set up from the start.

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Shane

2 years ago

G'day Wayne, "There is. no point having a dog and barking yourself" mate. As you can see from the answers above it is definitely doable and in our industry, fairly common. Take your time, find someone you trust and is up to date on the new interest only restrictions and let then sit back and let them do all of the work. If you are in need of any straight up answers, contact me anytime. cheers.

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Santino

2 years ago

Hi Wayne, theres no deal too complex for a broker. We work for you to help you achieve your objective. Click on my profile and call me to get the call rolling. Cheers Santino.

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Jessica

2 years ago

Hi Wayne, I have just completed a deal very similar to this, it's relatively straightforward but would need to discuss the scenario and your situation in more details. Please get in contact I would love to help you get this done, thanks Jess

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Peter

2 years ago

Wayne, this on the surface looks within most lenders capacity. I would be happy to discuss further with you. Cheers Peter

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Bulelwa

2 years ago

Hi Wayne, Thank you for presenting your scenario. The short answer is that it can be done. You just have to provide more information about your timelines, where you are with the DA, your building contract and the exit strategy. Please make contact if you want a more detailed response. Thanks, Bulelwa Freer

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Paul

2 years ago

Hi Wayne I can assist you with your scenario. Feel free to call me for a confidential discussion. Regards Paul

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Clinton

2 years ago

Hi Wayne, I speacilise in subdivision and investment properties. Potentially you could refinance both loans interest only at a rate of 3.85% and depending what you would like to do with the subdivision part we could unlock some equity for the construction of the new property/s. Please get in contact with me for a direct response. Regards Clinton

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Guido

2 years ago

Hi, Wayne Yes this can be done assuming the figures to service the loans are right, and you got the shire - permission, and quotes for the construction. Just look for a broker in your state

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Aaron

2 years ago

Yes, this deal is extremely easy. Not a problem.

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