I need to consolidate my home occupied loan of $300,000.00 plus the residue of a investment property loan of $97,000.00 also with ANZ together as a P & I loan for a 30 year loan. I do not have a credit card, or other loans except for a $7000.00 residue with ANZ bank from a $10,000.00 personal loan. Last year (2017) I did have 3 months of hardship payment with ANZ and Fastlend (Investment Property) while I was off work ill. I have paid back ANZ and am now in credit, and have sold the investment property and paid back the lender in full. Are you able to help? I am looking for a speedy resolution. Thanks. I am employed fulltime as a senior teacher and my salary is $110,000,00. Thanks.