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Ashok

9 months ago

Hi Chamath, As per the info you provided, your family income is $102,000 which is very good to qualify for a Home loan.Are you looking for the maximum you can borrow If so I would love to assist, Let me know you like me to assist you further by clicking on my profile?Have a wonderful day!

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Daniel

9 months ago

Hi Chamath - As per comments from previous brokers - borrowing capacity is between 550,000 - 570,000. Your deposit amount is added to this, giving you an indication of property purchase amount. Happy to assist you further and also provide you with Real Estate property purchase guidance. Regards

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Danielle

9 months ago

Good morning Chatham, thank you for your question and providing information. Your borrowing power will depend on many factors and we would need to run through your situation. In saying that on the information provided you could borrow approximately $550,000.00, this is only a guide, from here we would need to meet to verify your information and understand your position. Also discuss what your goals and objectives are to see how much you can borrow and what could be organised for you. Please feel free to connect with me. Best regards, Danielle

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Sally

9 months ago

Hi Chamath, In terms of the borrowing capacity, you should be able to borrow around $ 550,000 based on the income stated. However in order to accurately estimate the borrowing capacity, we need further information as to the timing of your employment, nature of your employment, your deposit, the property price etc. We have been successful in understanding our client's unique situation and offer the best suited product at the best interest rate, We are contactable during weekends including Sunday (Tomorrow) so feel free to give me a call.

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Vinay

9 months ago

Hi Chamath, thank you for providing the information regarding both of your annual income, based on this information you could borrow anywhere between $550,000 -$570,000. Once we can verify your income through payslips, we will be able to give you an accurate figure. However, borrowing capacity is an indication of how much a bank will lend you but if you are looking to buy a property further calculations are needed to calculate how much can you actually afford towards a value of a property as we need to combine borrowing capacity plus savings coming from your end to determine the actual value of the property you can afford. Hope this helps, please feel free to contact me if you have any further questions, we have helped a lot of First Home Buyer and we specialise in residential lending for first home buyers. Kind Regards, Vinay

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