Hi, using a mortgage broker could be stress less than going through research and paperwork yourself . If you are in SA, I am happy to help. Regards, Maggie Wan
Hi, the option is yours. It will be good if you can meet up with 2-3 brokers and evaluate the best one to go with.
If you also have an investment loan at present, we can offer a package where your HOME LOAN interest rate can be reduced below 3% [i.e. 2 point something]. An eligibility criterion applies for that product under an ATO Ruling. Also, you need to keep your HOME LOAN under P&I [principle & interest] and you can also have an Offset account. This innovative product has been developed for investors to pay off their home loans quicker with some additional tax benefits. Once we have the required information we can send you a report for you to compare the huge benefits in comparison to other generic loan products. This product is most suitable for investors and high tax payers. If you would be interested, please get in touch with us via HashChing. Thanks! Jay
Uno Home Loan should be another online broker or broker platform. I think the easiest way is to do some research before the further discussion and see what other service you could have. Regards, Eric.
The answer may not actually be refinancing, which will involve switch costs etc,. Have you tried renegotiating with CBA? If not, ask a broker to also do this on your behalf. Lenders are competing very heavily for new business at the moment and interest rates are quite volatile, so if you are simply chasing a better rate - the new lender may not be best in market in 6 months. I've researched Uno Home Loans - I strongly believe you will find more options engaging with a broker here at Hashching. No matter where you live, I'd be happy to provide a full review of your current situation with CBA - and let you know whether moving is actually in your best interests.
TBH I am not that familiar with Uno Home Loans. The difference here is that you will be dealing with a mortgage broker directly, who will handle most of the paperwork for you. From what I can see, with Uno, you need to do that work yourself. It can be daunting so it depends on your level of confidence in handling the process yourself. If you'd like to discuss further, please contact me.
My advice would be for you to obtain my fact finds and complete it 15 to 30 minutes and send it to 3 brokers so we can give you proper advice. What you have given us only wets our taste buds but we cant give you a proper assessment. I have no problems with you sending my fact find to other brokers it is similar to lenders requirements and it is the only way we can assess your possition. Denis
Hi, Trymemanson M, comparing UNO Home Loans to HashChing is a bit like comparing an "all you can eat" buffet to a degustation meal. If you want to serve yourself Uno Home Loans would be the way to go however if you want someone to explain the in's & out's & why's your should choose a loan use HashChing. Either way, you might end up with the same product, but at least you will understand why. Good luck in your search.
Hi... you use who you are most comfortable with, i would like to think HashChing has vetted mortgage brokers with years of experience, UNO home loans looks like a brokerage based in Sydney, HashChing has more brokers based all over Australia. At the end of the day you need to make the decision on who you want looking after you now and into the future depending on where you are located and who you believe will look after your best interests. Research the brokers you want to use not just the company they represent and then make your decision . Good Luck.
I would always speak to a qualified mortgage broker as they will provide you with the best advice for your situation and you will always have the same person to come back to discuss your options. The digital platforms such as the one you refer to, markets if you can find a better home loan, then they will pay the difference for a year. This tells me that they may not have the best solution for you at this time and besides what happens after 1 year, do you then pay their higher rate for the rest of the loan term? I will leave the decision of who to talk to with you.
Hi Trymemanson, Hasching Brokers are highly experienced in obtaining the best deals going for our clients. Why not click on my profile to to get in touch and give us a try. You have nothing to lose by having a chat to us. Kind Regards David
Hi Trymemanson, Use me every time, finding the best loan is only a part of our service. The benefits of having a skilled broker in your financial corner can make a huge difference to your life. Regards Brett
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