Hi Barbara, Yes of course you can obtain a 100% loan. Before that couple of things to be clarified. 1. Are you a first home buyer? 2. Have you checked your borrowing capacity recently?. If not call me. 04****88/1300034479 We can assist you in obtaining a loan up to 100% with some lenders. If you are a first home buyer, you can use the government grant towards the deposit. We believe it would be worthwhile having a chat with us that we could help you to achieve your goal.
Barbara, As everyone has stated yes you can with a family support loan. I'm in Adelaide if you need assistance. All the best
As has been advised from other brokers - Family Guarantee is the only way to borrow without both a deposit and 5% genuine savings. Otherwise for owner occupied you can borrow 95% and add 2-3% of the fees onto the loan.
Hi Barbara As most of them have described its possible to have a no deposit loan when using a guarantor. In this case the guarantor is using their property to assist you. If you are Sydney based I will be happy to catch up and go through this in detail. Please contact me if you wish to discuss further. Thanks
Hi Barbara, yes most definitely. This can only be done with assistance from a family member to be your guarantor. These types of loans are quite common in my business and I would be delighted to assist you further. Please navigate to my HashChing page and request contact. Many thanks for the enquiry and enjoy the rest of the weekend. Cheers Michael.
Hi Barbara. Can be done - need to know more about your situation so I can help. Please feel free to contact to contact me via my Profile page. Look forward to hearing from you. Thank you. Kindest regards
Yes, depending on the income. Will be great if we can chat up so as to share the info. Thanks.
Hi Barbara, Yes if you have a family member who has equity in their property or can provide cash to assist you. However, any borrowing has to be fully serviced by your income. Call me if you would like further information - kind regards Steve
Hello Barbara . The only way is to have a guarantor using their property. Contact us if you need more clarification.
Hi Barbara, I agree with Patrick, the option of a family guarantee is the main option. This is where you borrow 80 % of the purchase price and secure it against the property you are buying. The balance, up to 27% can be secured generally against a parents property. This way you basically borrow up to 100% plus costs. Your income has to be sufficient to pay a loan of 100% as well. Contact me if you require any further details. Regards Bernie
Hi Barbara, if you have a family member that has equity in their own property, or substantial savings this could be used as security for your deposit. There are several factors to consider when lenders assess you for a loan, I would be more than happy to go through your current position and provide you with some loan options, just click “view profile, contact me”, and I’ll help with your query.
Hi Barbara Without family, parental guarantor no. Even with a guarantor you need to show that you can save and handle the money, this also includes a clear credit file. All the best
Hi Barbara, you can explore the options of parental/family guarantee. In some cases you can borrow up to 107% of the property value which will cover all costs/deposits.
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Hi Barbara, Yes you can! Contact me via my Profile page and we can discuss how asap. Look forward to hearing from you. Kind regards