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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Neeliya

1 year ago

Hi Russell The minimum deposit would be 5% plus costs associated with the purchase. If this is your first home you would be eligible for the first Home owners grant. There are a number of different lenders who will help you with your purchase because you are Aboriginal which would be taken into consideration when I select the best lender for you. I would of course require details of your financial position and employment details in order to help. Please contact me via HashChing if you would like more assistance or help with the purchase of your new home. Regards Neeliya

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LEZLI

1 year ago

Hi Russell, I maybe able to help you, depending on your occupation. I can get up to 98% LVR if you are a FHO. You will not have to pay stamp duty up to a house value of $600K and you will get $10K FHOG, if you buy a new house. Hope that helps. Need more information from you. Look forward to hearing from you. You can contact me via my Profile page. Lezli

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Daniel

1 year ago

Hi Russell. 5% is required. If you are a first home buyer you are stamp duty exempt. Years ago there was an Aboriginal Housing Co op in Northcote. Don’t know if they still exist. Find out from other organisations you might belong to. Regards. Daniel.

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David

1 year ago

Hi Russell, in response to your first question 5% plus costs would be the minimum you could get away with at this stage but it all depends on a number of other things like your financial position, employment etc and which lenders appeal to you and some other factors. There may be some lenders that will support you differently because you're Aboriginal but that would be one of many criteria I would use when selecting the best lender for what you want to achieve. Let me know if I can assist you further.

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