Looking for a construction loan of approx. $310,000, have a block of land and owe approx. $130,000 on that with CBA and have a small personal loan of$ 29,000 also with CBA , my partner and I earn approx. $110,000 per year combined now the tricky thing is at the moment my partner is a undischarged bankrupt and wont be discharged until may next year. Are there any options out there for our circumstances or are we royally stuffed?