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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Richard

1 year ago

Hi Hardeep, happy to discuss further to facilitate the best loan option / rate to suit your overall circumstances. regards Richard

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Tamara

1 year ago

Hi Hardeep, it sounds like you have some equity in your home which qualifies you for some excellent interest rates! If you would like to discuss further, please do not hesitate to contact me via my page. Kind Regards, Tamara Ives

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Glenn

1 year ago

Hi Hardeep, Yes that's correct a Basic loan is as it states with no offset account or credit card which are usually included in a professional package and an annual fee or monthly fee are charged to the client. Depending on your needs and loan amount that you have stated, lenders will offer you basic loans which will usually include a redraw facility. The best thing to do is to get in contact with an experienced broker like myself and others here on HashChing to find you a suitable loan for your needs and then we can provide you with more detailed information such as fees, charges and interest rates because further questions are needed to be answered to provide you with a suitable option for your situation. Quoting rates can sometime not always be the best way to provide a client an option as there are factors to consider about the client before a definite lender, product and rate can be provided to yourself. Kindest Regards. Glenn

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Hardeep

1 year ago

Hi Glenn,I do not ned offset account and not sure of basic & professional package. i believe when saying package means annual fees + creditcards etc..

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Milan

1 year ago

Hi Hardeep, happy to help here if you like please contact me via clicking on my profile and inquiring within. Any other questions please let me know. Milan

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Ram Prasad

1 year ago

Hi Hardeep Happy to help. Click on my profile and I can definitely work out a decent rate for you. Regards Ram

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Glenn

1 year ago

Hi Hardeep, that should say rates not rats and I also forgot to mention you need to let me know if you wish to find a basic loan or professional package as these can attract an annual fee but I have a lender offering a pro-pack with no fees for the life of the loan and no establishment fees either 3.58% Variable. Regards. Glenn

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Glenn

1 year ago

Hi Hardeep, I hope you're well and thanks for your question? I have some rats starting from 3.51% and depending on your needs and what you require with your home loan this can be a little higher if you require an offset account? Please get in contact through my broker profile if you wish to explore the 40 plus lenders I have access to? Kindest Regards. Glenn

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Junmin (Eric)

1 year ago

Hi Hardeep, there are lots of good rate/deals available ATM, as low as 3.55%. pls click my profile and happy to help.

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