
Hi John Thank you for your question Yes if your parents are happy to help you, then depending upon the equity available in their house, you should be able to afford the required property also at this stage hard to say since i dont have numbers around your any of the debt / if any If you want we can arrange face to face meeting and clarify things for you ?

Hi John, 2 years Fixed from 3.69% & variable from 3.59% but it is important to note that this is not taking your situation into account. I am happy to sit down with you & your partner at no cost to you except a cup of coffee and we can look more thoroughly at your situation. Let me know if you would like my help. Have a great day.


Hi John, thanks for your question. Based on current rates and lenders that are strong in the family guarantee space, you would be looking at a fixed rate between 3.72% to 3.79% and the variable rate of around 3.72%. Just remember that it is important to get a competitive rate but also get a loan product and a lender who fits with your overall requirements. I have considerable experience in dealing with family guarantee scenarios, so feel free to contact me through my Hashching profile. Good luck moving forward Allan.


Hi John - I work with a number of clients who require Guarantor loans so would be more than happy to discuss this process with you, outline who the best lenders are for this type of structure and provide you the best variable and fixed rate options. Please contact me via my profile and we can get to work!

Dear John, Thank you for your question! As there is more to variables to consider to select a right product for you and your partner, this is virtually impossible to predict the pricing of the deal. I would like to offer you a free consultation with no commitment to discuss your options from 32 different lenders I am working with. Please let us know when would you like to meet?

Lester
Hi John, parents guarantor home loan is suitable for your scenario. I have done this before many times. I recommended you can go with 2 years fixed rate in order to secure fixed repayments in 2 years. After 2 years, it is possible to re-value the property and we can find out if you can release the parents' security. I am happy to discuss option with you by face to face appointment. Hope to hear from you soon.